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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

When you’re in a position where you have to pay for...

5
When you’re in a position where you have to pay for the unexpected Zopa were able to help. Reviewed on: 6th March 2026
Coys's avatar
Coys

Excellent service

5
Great satisfaction from Zopa i will always happy with Zopa family Reviewed on: 6th March 2026
Bhupatsinh 's avatar
Bhupatsinh

Easy application, great app and lots of features.

5
Easy application, great app and lots of features. Reviewed on: 6th March 2026
Simon H's avatar
Simon H

The best excellent customer service

5
The best excellent customer service Reviewed on: 6th March 2026
Alhassan S's avatar
Alhassan S

Perfect and excellent

5
Very smooth transactions and easy to navigate the app Reviewed on: 6th March 2026
Glenn D's avatar
Glenn D

Very good experience always informed about everythin...

5
Very good experience always informed about everything credit updates increases always informative Reviewed on: 6th March 2026
Kirsty t's avatar
Kirsty t

Overall very efficient and supportive of there is ev...

5
Overall very efficient and supportive of there is ever a query you need sorting Reviewed on: 6th March 2026
Tally 's avatar
Tally

It’s really good credit card helpful any way you go...

5
It’s really good credit card helpful any way you go if even you use all credit available that wight for you to return back slowly slowly and costumer service that really good Reviewed on: 6th March 2026
Ishak Botros's avatar
Ishak Botros

Easy to use great app all round good

5
Easy to use great app all round good Reviewed on: 6th March 2026
Kai a's avatar
Kai a

Excellent service

5
Excellent service no problems at all Reviewed on: 6th March 2026
Kyle jolley's avatar
Kyle jolley

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