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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great and simple app to use.

Great and simple app to use. Always great customer service. Reviewed on: 6th March 2026

Excellent service

Great for building credit score and the app is simple and efficient Reviewed on: 6th March 2026

Great service.

Great service. Easy to use crediit card. Good customer service Reviewed on: 6th March 2026

Easy to apply and they give a chance to people with...

Easy to apply and they give a chance to people with not so great credit score. Reviewed on: 6th March 2026

I've been with zopa for 2 years brilliant company.

I've been with zopa for 2 years brilliant company. Reviewed on: 6th March 2026

Easy to use and set up.

Easy to use and set up. Lots of extra services as well such as savings etc Reviewed on: 6th March 2026

Card is easy to use and app is good

Card is easy to use and app is good Reviewed on: 6th March 2026

Always found Zopa credit card meets my needs

Always found Zopa credit card meets my needs Reviewed on: 6th March 2026

Very helpful and supportive when I could get the cre...

Very helpful and supportive when I could get the credit Reviewed on: 6th March 2026

Great team and easy to use app.

Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

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