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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic credit card for credit building

From the moment Zopa accepted my credit card application, it has been plane sailing, there app is easy to follow, very well layed out and they make my repayments affordable with no pressure to overpay. Fantastic company Reviewed on: 21st February 2023

Amazing

Amazing service customers services and vert nice people Reviewed on: 21st February 2023

Customer Satisfaction

The app the company have nothing but the heart of the customer with what they do Great Company Reviewed on: 21st February 2023

Fantastic company no hassle

Great company,no issues whatsoever,recommended Reviewed on: 21st February 2023

Excellent

Very helpful and friendly towards the product Reviewed on: 21st February 2023

Great service

Very easy and great service and always very easy to communicate with. Reviewed on: 21st February 2023

Great

Amazing services. Accepted me when everyone else wouldn’t. Reviewed on: 21st February 2023

Great Company, Easy to Use

A fab company, easy to use, the app is simple and great, payments are easy to make. Great Customer Service. Reviewed on: 21st February 2023

An incredibly smooth process

Since using Zopa and it’s credit card services I am just extremely happy and pleased with the app and it’s user interface, making it easy for me to make payments on time and to never miss payments Reviewed on: 21st February 2023

Brilliant

Very quick to respond when I needed a credit card and always there to help when needed and keeps you updated Reviewed on: 21st February 2023

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