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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

An incredibly smooth process

5
Since using Zopa and it’s credit card services I am just extremely happy and pleased with the app and it’s user interface, making it easy for me to make payments on time and to never miss payments Reviewed on: 21st February 2023
matthew23hill@sky.com's avatar
[email protected]

Brilliant

5
Very quick to respond when I needed a credit card and always there to help when needed and keeps you updated Reviewed on: 21st February 2023
Calray's avatar
Calray

Excellent product

5
Excellent, efficient, professional service. Highly recommend Reviewed on: 21st February 2023
kelstaar13@gmail.com's avatar
[email protected]

Amazing

5
Very responsible lenders and offer very good interest rates and also accept bad/poor credit! If you haven’t already, APPLY NOW Reviewed on: 21st February 2023
connorhadern@hotmail.co.uk's avatar
[email protected]

Super service

5
I think the Zopa credit card is the perfect way to build up your credit score. The app is ideal for keeping track of your account and the credit cushion option is brilliant. Reviewed on: 21st February 2023
Nicola Goodwin's avatar
Nicola Goodwin

Brilliant

5
Best in the market ca not get any more real for what people want Reviewed on: 21st February 2023
Daniel Pullen's avatar
Daniel Pullen

Credit for bad debt

5
Couldn't get a credit card anywhere even though my debt was old. Zopa gave me a chance to prove myself. They are different to other credit cards, the payments etc is instant Reviewed on: 21st February 2023
Rachael 's avatar
Rachael

Awesome

5
I have had this card for approx a year and it is brilliant. The app is so easy to navigate and support desk are really good. Reviewed on: 21st February 2023
Owen Bevan's avatar
Owen Bevan

Great company

5
They are the best on the market as when u maje a payment it’s instantly on accounts Reviewed on: 21st February 2023
Kelly Forrester's avatar
Kelly Forrester

Excellent Service

5
I’ve had an excellent experience with ZOPA Reviewed on: 21st February 2023
Bolaji_a@hotmail.com's avatar
[email protected]

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