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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

A friendly credit company

This company’s app is easy to use and no fuss Definitely recommend them for this years award Reviewed on: 21st February 2023

Seamless Service from Start to Finish

Easy online application, reasonable interest rates, combined purchases and balance transfer useage, seamless transfers, simple to use app. Reviewed on: 21st February 2023

Simple and straightforward

User friendly and extremely affordable repayments Reviewed on: 21st February 2023

I definitely recommend

I definitely recommend is very easy to apply and to access it. No stress and very helpful. Reviewed on: 21st February 2023

Easy to use,

A good experience. Lots of Money saving tips. Reviewed on: 21st February 2023

Simple, friendly, clear and manageable

From the application process to managing your account, it’s a simple, clear and easy manageable service. Reviewed on: 21st February 2023

So easy to use

Always professional Would recommend this card to anyone. Reviewed on: 21st February 2023

Great experience and great app

Great experience applying, easy approval and card arrived in no time. Simple app installation and no issues thus far. Reviewed on: 21st February 2023

Fantastic

Quick response on rhe mobile chat with good service Reviewed on: 21st February 2023

Great Credit Card

I love the fact that Zopa credit card, let you put some of your available credit aside as a safety buffer incase of emergencies. Reviewed on: 21st February 2023

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