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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great service

5
Very easy and great service and always very easy to communicate with. Reviewed on: 21st February 2023
Andrew Fearon's avatar
Andrew Fearon

Great

5
Amazing services. Accepted me when everyone else wouldn’t. Reviewed on: 21st February 2023
sadia_492@hotmail.co.uk's avatar
[email protected]

Great Company, Easy to Use

5
A fab company, easy to use, the app is simple and great, payments are easy to make. Great Customer Service. Reviewed on: 21st February 2023
SC's avatar
SC

An incredibly smooth process

5
Since using Zopa and it’s credit card services I am just extremely happy and pleased with the app and it’s user interface, making it easy for me to make payments on time and to never miss payments Reviewed on: 21st February 2023
matthew23hill@sky.com's avatar
[email protected]

Brilliant

5
Very quick to respond when I needed a credit card and always there to help when needed and keeps you updated Reviewed on: 21st February 2023
Calray's avatar
Calray

Excellent product

5
Excellent, efficient, professional service. Highly recommend Reviewed on: 21st February 2023
kelstaar13@gmail.com's avatar
[email protected]

Amazing

5
Very responsible lenders and offer very good interest rates and also accept bad/poor credit! If you haven’t already, APPLY NOW Reviewed on: 21st February 2023
connorhadern@hotmail.co.uk's avatar
[email protected]

Super service

5
I think the Zopa credit card is the perfect way to build up your credit score. The app is ideal for keeping track of your account and the credit cushion option is brilliant. Reviewed on: 21st February 2023
Nicola Goodwin's avatar
Nicola Goodwin

Brilliant

5
Best in the market ca not get any more real for what people want Reviewed on: 21st February 2023
Daniel Pullen's avatar
Daniel Pullen

Credit for bad debt

5
Couldn't get a credit card anywhere even though my debt was old. Zopa gave me a chance to prove myself. They are different to other credit cards, the payments etc is instant Reviewed on: 21st February 2023
Rachael 's avatar
Rachael

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