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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fast efficient service and helpful

Fast & efficient! Helpful service and updates Reviewed on: 21st February 2023

Quick, easy credit

Great company that gives quick support clearly to its customers. Reviewed on: 21st February 2023

Fantastic credit card for credit building

From the moment Zopa accepted my credit card application, it has been plane sailing, there app is easy to follow, very well layed out and they make my repayments affordable with no pressure to overpay. Fantastic company Reviewed on: 21st February 2023

Amazing

Amazing service customers services and vert nice people Reviewed on: 21st February 2023

Customer Satisfaction

The app the company have nothing but the heart of the customer with what they do Great Company Reviewed on: 21st February 2023

Fantastic company no hassle

Great company,no issues whatsoever,recommended Reviewed on: 21st February 2023

Excellent

Very helpful and friendly towards the product Reviewed on: 21st February 2023

Great service

Very easy and great service and always very easy to communicate with. Reviewed on: 21st February 2023

Great

Amazing services. Accepted me when everyone else wouldn’t. Reviewed on: 21st February 2023

Great Company, Easy to Use

A fab company, easy to use, the app is simple and great, payments are easy to make. Great Customer Service. Reviewed on: 21st February 2023

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