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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Super service

5
I think the Zopa credit card is the perfect way to build up your credit score. The app is ideal for keeping track of your account and the credit cushion option is brilliant. Reviewed on: 21st February 2023
Nicola Goodwin's avatar
Nicola Goodwin

Brilliant

5
Best in the market ca not get any more real for what people want Reviewed on: 21st February 2023
Daniel Pullen's avatar
Daniel Pullen

Credit for bad debt

5
Couldn't get a credit card anywhere even though my debt was old. Zopa gave me a chance to prove myself. They are different to other credit cards, the payments etc is instant Reviewed on: 21st February 2023
Rachael 's avatar
Rachael

Awesome

5
I have had this card for approx a year and it is brilliant. The app is so easy to navigate and support desk are really good. Reviewed on: 21st February 2023
Owen Bevan's avatar
Owen Bevan

Great company

5
They are the best on the market as when u maje a payment it’s instantly on accounts Reviewed on: 21st February 2023
Kelly Forrester's avatar
Kelly Forrester

Excellent Service

5
I’ve had an excellent experience with ZOPA Reviewed on: 21st February 2023
Bolaji_a@hotmail.com's avatar
[email protected]

Amazing

5
Haven’t got a bad word! Always been good for me! Definitely would recommend Reviewed on: 21st February 2023
James's avatar
James

Great company

5
Such a helpful and customer friendly company.made applying and obtaining my card so easy,easy to set up and great app to keep control of my account.10/10 Reviewed on: 21st February 2023
nell's avatar
nell

Easy to process and easy app

5
Puts you on a small credit limit and the app is so easy to use and easy to pay Reviewed on: 21st February 2023
cameron2908@icloud.com's avatar
[email protected]

Great service

4
But all the time they change interest rate I don’t like it Reviewed on: 21st February 2023
umangshah321@yahoo.co.uk's avatar
[email protected]

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