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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa

I like the zopa app that I use with my credit card.I like how it reviews your lendg score every month Reviewed on: 21st February 2023

Excellent service

I love my zopa card helps with so many things I need Reviewed on: 21st February 2023

A1 credit card

A1 credit card was easy to set up from start to finish would recommend to anyone Reviewed on: 21st February 2023

Fast efficient service and helpful

Fast & efficient! Helpful service and updates Reviewed on: 21st February 2023

Quick, easy credit

Great company that gives quick support clearly to its customers. Reviewed on: 21st February 2023

Fantastic credit card for credit building

From the moment Zopa accepted my credit card application, it has been plane sailing, there app is easy to follow, very well layed out and they make my repayments affordable with no pressure to overpay. Fantastic company Reviewed on: 21st February 2023

Amazing

Amazing service customers services and vert nice people Reviewed on: 21st February 2023

Customer Satisfaction

The app the company have nothing but the heart of the customer with what they do Great Company Reviewed on: 21st February 2023

Fantastic company no hassle

Great company,no issues whatsoever,recommended Reviewed on: 21st February 2023

Excellent

Very helpful and friendly towards the product Reviewed on: 21st February 2023

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