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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Customer Satisfaction

The app the company have nothing but the heart of the customer with what they do Great Company Reviewed on: 21st February 2023

Fantastic company no hassle

Great company,no issues whatsoever,recommended Reviewed on: 21st February 2023

Excellent

Very helpful and friendly towards the product Reviewed on: 21st February 2023

Great service

Very easy and great service and always very easy to communicate with. Reviewed on: 21st February 2023

Great

Amazing services. Accepted me when everyone else wouldn’t. Reviewed on: 21st February 2023

Great Company, Easy to Use

A fab company, easy to use, the app is simple and great, payments are easy to make. Great Customer Service. Reviewed on: 21st February 2023

An incredibly smooth process

Since using Zopa and it’s credit card services I am just extremely happy and pleased with the app and it’s user interface, making it easy for me to make payments on time and to never miss payments Reviewed on: 21st February 2023

Brilliant

Very quick to respond when I needed a credit card and always there to help when needed and keeps you updated Reviewed on: 21st February 2023

Excellent product

Excellent, efficient, professional service. Highly recommend Reviewed on: 21st February 2023

Amazing

Very responsible lenders and offer very good interest rates and also accept bad/poor credit! If you haven’t already, APPLY NOW Reviewed on: 21st February 2023

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