Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44342)

Review

5
Easy and efficient app, can get things done with in minutes, helpful reminders too Reviewed on: 21st February 2023
saimacashmiri@hotmail.com's avatar
[email protected]

Review

3
Bellew needs 32 characters in this revuw Reviewed on: 21st February 2023
Andrew Ashford's avatar
Andrew Ashford

Incredible no hassle service

5
Very easy to apply and found the whole process to be very easy to navigate and very swift. Reviewed on: 21st February 2023
Brent Taylor's avatar
Brent Taylor

Zopa

5
I like the zopa app that I use with my credit card.I like how it reviews your lendg score every month Reviewed on: 21st February 2023
craig smith's avatar
craig smith

Excellent service

5
I love my zopa card helps with so many things I need Reviewed on: 21st February 2023
Nicole 's avatar
Nicole

A1 credit card

5
A1 credit card was easy to set up from start to finish would recommend to anyone Reviewed on: 21st February 2023
Douglas's avatar
Douglas

Fast efficient service and helpful

5
Fast & efficient! Helpful service and updates Reviewed on: 21st February 2023
clairehjohn@yahoo.com's avatar
[email protected]

Quick, easy credit

5
Great company that gives quick support clearly to its customers. Reviewed on: 21st February 2023
Sarah Lawson's avatar
Sarah Lawson

Fantastic credit card for credit building

5
From the moment Zopa accepted my credit card application, it has been plane sailing, there app is easy to follow, very well layed out and they make my repayments affordable with no pressure to overpay. Fantastic company Reviewed on: 21st February 2023
Alex Shingles-Madgen 's avatar
Alex Shingles-Madgen

Amazing

5
Amazing service customers services and vert nice people Reviewed on: 21st February 2023
Sarah saleemi Private's avatar
Sarah saleemi Private

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill