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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant customer Service

Outstanding company in every thing Reviewed on: 21st February 2023

Great product

Excellent product, great team. I look forward to many years of business. Reviewed on: 21st February 2023

Excellent card

Great and easy credit card to have Reviewed on: 21st February 2023

Good card

Helping me gain good credit great easy app Reviewed on: 21st February 2023

Tin

Does what it says on the aforementioned tin and does so very easily using the app Reviewed on: 21st February 2023

Great card

Love this card easy to use and no issues Reviewed on: 21st February 2023

Good company and helpful

Easy to apply and helps always on hand . Reviewed on: 21st February 2023

Very helpful

Customer service have really helpful with any information I needed help with. Reviewed on: 21st February 2023

Great service

Very great service and non judgemental. Thank you Reviewed on: 21st February 2023

Ease to use and tracking

The app and account is easy to manage and it is easy to track and monitor your spending and payments Reviewed on: 21st February 2023

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