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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Very helpful

Customer service have really helpful with any information I needed help with. Reviewed on: 21st February 2023

Great service

Very great service and non judgemental. Thank you Reviewed on: 21st February 2023

Ease to use and tracking

The app and account is easy to manage and it is easy to track and monitor your spending and payments Reviewed on: 21st February 2023

Amazing company

Great for building your credit but also a very responsible lender Reviewed on: 21st February 2023

Quick and professional service

Great customer service and quick response to any query Reviewed on: 21st February 2023

Verry good

Super experience,verry fast answer, quick time Reviewed on: 21st February 2023

Best credit card, customer service brilliant too

Really good company to have a credit card with ! Reviewed on: 21st February 2023

No dramas easy very helpful

There when I needed them carn’t thank them enough Reviewed on: 21st February 2023

Great set up

Great app and I love the way you can allocate some of your limit for a rainy day Reviewed on: 21st February 2023

its ok having this card

it was great when speaking to customer service Reviewed on: 21st February 2023

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