Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Amazing

5
The extra you get with advice on building credit and clear communication is brilliant Reviewed on: 21st February 2023

Responsive

5
A very excellent experience, especially if you are an entrepreneur type. This organisation has literally changed my life. Absolutely Reviewed on: 21st February 2023

Amazing

5
Amazing customer service and product management Reviewed on: 21st February 2023

Brilliant customer Service

5
Outstanding company in every thing Reviewed on: 21st February 2023

Great product

5
Excellent product, great team. I look forward to many years of business. Reviewed on: 21st February 2023

Excellent card

5
Great and easy credit card to have Reviewed on: 21st February 2023

Good card

5
Helping me gain good credit great easy app Reviewed on: 21st February 2023

Tin

5
Does what it says on the aforementioned tin and does so very easily using the app Reviewed on: 21st February 2023

Great card

5
Love this card easy to use and no issues Reviewed on: 21st February 2023

Good company and helpful

5
Easy to apply and helps always on hand . Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products