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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

credit cards to rebuild credit

5
zopa credit cards gave me the scope to be able to rebuild my credit rating after bankruptcy. without zopa i never could have rebuilt my credit score to the high it is today, thank you zopa. Reviewed on: 21st February 2023
Robert Levy's avatar
Robert Levy

Zopa credit card- a happy customee

5
Great credit card with low affordable and manageable rates. Great communication with staff too. Reviewed on: 21st February 2023
Kayla's avatar
Kayla

Credit card

5
It's a good credit card if you need it Reviewed on: 21st February 2023
Alina Brojban's avatar
Alina Brojban

Excellent from day one

5
Been a really smooth process and such an easy app to use Reviewed on: 21st February 2023
Brett Taylor's avatar
Brett Taylor

Good company, low interest

5
I love zopa, they have low interest credit cards and are great at communicating if it changes. I love the feature of putting money aside for emergencies. Reviewed on: 21st February 2023
Sasha Klimaytys's avatar
Sasha Klimaytys

Excellent

5
Very helpful and always there to help if you need anything Reviewed on: 21st February 2023
Nina's avatar
Nina

Zopa is great!

5
Great service from Zopa and their easy app helps you manage your card with ease. Easy application and good communication. Reviewed on: 21st February 2023
Hayley's avatar
Hayley

Amazing service

5
Zopa have been great , accepted me for credit , always inform you what you spend , let you now when your close to your limit and also really responsible and advise you on how to save etc etc. Really happy with there service and customer care Reviewed on: 21st February 2023
Michael's avatar
Michael

Amazing

5
Amazing people,really easy to deal with Reviewed on: 21st February 2023
Roxana 's avatar
Roxana

Excellent

5
Zopa make credit really easy and accessible also make it easy to manage your credit card and manage it Reviewed on: 21st February 2023
LukeC's avatar
LukeC

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