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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Amazing service

5
Zopa have been great , accepted me for credit , always inform you what you spend , let you now when your close to your limit and also really responsible and advise you on how to save etc etc. Really happy with there service and customer care Reviewed on: 21st February 2023
Michael's avatar
Michael

Amazing

5
Amazing people,really easy to deal with Reviewed on: 21st February 2023
Roxana 's avatar
Roxana

Excellent

5
Zopa make credit really easy and accessible also make it easy to manage your credit card and manage it Reviewed on: 21st February 2023
LukeC's avatar
LukeC

Easy App.

5
The App is spot on. Easy to use. Good way to manage your account and stay in control of your finances Reviewed on: 21st February 2023
H Thomas's avatar
H Thomas

very

5
I am very happy that Zopa help me to get my card they help you keep on top of your cash they let you know about your card and how you are doing and i like that about this bank Reviewed on: 21st February 2023
Hayden's avatar
Hayden

Very easy to set up

4
The app is good and easy to use, a bonus is you also get a credit like score which helps keep you on track Another bonus which other companies don't do is it gives you message after you've used your card, good for security Reviewed on: 21st February 2023
Susan's avatar
Susan

Fantastic and Simple

5
The App is simple to use and easy to understand. Card statements and any details you may want are clear and easy to find. In addition, the card is colourful too! Reviewed on: 21st February 2023
Paul Goodridge-Hobson's avatar
Paul Goodridge-Hobson

Amazing

5
The extra you get with advice on building credit and clear communication is brilliant Reviewed on: 21st February 2023
CR's avatar
CR

Responsive

5
A very excellent experience, especially if you are an entrepreneur type. This organisation has literally changed my life. Absolutely Reviewed on: 21st February 2023
Mr Abz888's avatar
Mr Abz888

Amazing

5
Amazing customer service and product management Reviewed on: 21st February 2023
Kymmie Richardson's avatar
Kymmie Richardson

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