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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Happy,happy,happy

5
Excellent customer service and reliability Reviewed on: 21st February 2023
Mark mersey's avatar
Mark mersey

Nice card I like because of affordable

5
Nice card I like because of affordable Reviewed on: 21st February 2023
Haseeb Farrukh's avatar
Haseeb Farrukh

Excellent

5
Excellent creditors. East to use app that makes life easy . As long as you keep up payments they don’t bother you in the slightest . Highly recommend to anybody needing a little help or extra . Reviewed on: 21st February 2023
James 's avatar
James

credit cards to rebuild credit

5
zopa credit cards gave me the scope to be able to rebuild my credit rating after bankruptcy. without zopa i never could have rebuilt my credit score to the high it is today, thank you zopa. Reviewed on: 21st February 2023
Robert Levy's avatar
Robert Levy

Zopa credit card- a happy customee

5
Great credit card with low affordable and manageable rates. Great communication with staff too. Reviewed on: 21st February 2023
Kayla's avatar
Kayla

Credit card

5
It's a good credit card if you need it Reviewed on: 21st February 2023
Alina Brojban's avatar
Alina Brojban

Excellent from day one

5
Been a really smooth process and such an easy app to use Reviewed on: 21st February 2023
Brett Taylor's avatar
Brett Taylor

Good company, low interest

5
I love zopa, they have low interest credit cards and are great at communicating if it changes. I love the feature of putting money aside for emergencies. Reviewed on: 21st February 2023
Sasha Klimaytys's avatar
Sasha Klimaytys

Excellent

5
Very helpful and always there to help if you need anything Reviewed on: 21st February 2023
Nina's avatar
Nina

Zopa is great!

5
Great service from Zopa and their easy app helps you manage your card with ease. Easy application and good communication. Reviewed on: 21st February 2023
Hayley's avatar
Hayley

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