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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing credit card company

Easy to use amazing, service from the zopa team, would always recommend, them to orhers Reviewed on: 21st February 2023

Easy and clear

I find the app so easy to use, I like how I am notified immediately and how transparent everything is about zopa! Zopa was recommended to me by my husband and it's definitely my preferred credit card! Reviewed on: 21st February 2023

Best Credit Card bank/company

Zopa has the best products tailored made to suit its customers. There was no stress when I applied for a credit card. Reviewed on: 21st February 2023

Fantastic

Seamless experience in using the credit card Reviewed on: 21st February 2023

Super

Super credit card I really like this credit card and company very much. Reviewed on: 21st February 2023

No hassle

Always update you when they need. Simple user friendly app. Never any payment problems. They rock Reviewed on: 21st February 2023

Banking Made Easy!

The thing I like best with the Zopa credit card is that when you make a payment using the app it immediately updates you balance and available funds accordingly. You don’t have to wait 3 days or more! Reviewed on: 21st February 2023

A great card from a great company

I have had a number of low interest loans from zopa, great emails full of sound financial tips and advice and the credit card is a great addition to their suite of award worthy products and services. Full marks for an ethical and fair financial institution Reviewed on: 21st February 2023

The beast

Love my card and haw flex ability it is and grate customer service Reviewed on: 21st February 2023

Very helpful

Very helpful customer service and straight forward communication Reviewed on: 21st February 2023

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