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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Credit card

5
Using credit card last 6 moths my limit gone 400to 1100 really appreciate and happy Reviewed on: 21st February 2023
Usman Mazhar 's avatar
Usman Mazhar

Easy to access and maintain

5
Easy to access and msitan. No hidden fees. All clearly defined. Already recommend to friends . Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Quick and easy service

4
Great for credit building. Hassle free. Reviewed on: 21st February 2023
Jacqui's avatar
Jacqui

Happy,happy,happy

5
Excellent customer service and reliability Reviewed on: 21st February 2023
Mark mersey's avatar
Mark mersey

Nice card I like because of affordable

5
Nice card I like because of affordable Reviewed on: 21st February 2023
Haseeb Farrukh's avatar
Haseeb Farrukh

Excellent

5
Excellent creditors. East to use app that makes life easy . As long as you keep up payments they don’t bother you in the slightest . Highly recommend to anybody needing a little help or extra . Reviewed on: 21st February 2023
James 's avatar
James

credit cards to rebuild credit

5
zopa credit cards gave me the scope to be able to rebuild my credit rating after bankruptcy. without zopa i never could have rebuilt my credit score to the high it is today, thank you zopa. Reviewed on: 21st February 2023
Robert Levy's avatar
Robert Levy

Zopa credit card- a happy customee

5
Great credit card with low affordable and manageable rates. Great communication with staff too. Reviewed on: 21st February 2023
Kayla's avatar
Kayla

Credit card

5
It's a good credit card if you need it Reviewed on: 21st February 2023
Alina Brojban's avatar
Alina Brojban

Excellent from day one

5
Been a really smooth process and such an easy app to use Reviewed on: 21st February 2023
Brett Taylor's avatar
Brett Taylor

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