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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Super

Super credit card I really like this credit card and company very much. Reviewed on: 21st February 2023

No hassle

Always update you when they need. Simple user friendly app. Never any payment problems. They rock Reviewed on: 21st February 2023

Banking Made Easy!

The thing I like best with the Zopa credit card is that when you make a payment using the app it immediately updates you balance and available funds accordingly. You don’t have to wait 3 days or more! Reviewed on: 21st February 2023

A great card from a great company

I have had a number of low interest loans from zopa, great emails full of sound financial tips and advice and the credit card is a great addition to their suite of award worthy products and services. Full marks for an ethical and fair financial institution Reviewed on: 21st February 2023

The beast

Love my card and haw flex ability it is and grate customer service Reviewed on: 21st February 2023

Very helpful

Very helpful customer service and straight forward communication Reviewed on: 21st February 2023

Quick response at essential times

I've been using my zopa card for over a year now. Besides my other cards and I've found zopa costumer servicing much more comforting and approachable comparing to other companies. Soon after it became my main credit card and I'm happy to choose that. Reviewed on: 21st February 2023

Simple to use

Brilliant card, would use daily if it was available on Apple Pay Reviewed on: 21st February 2023

Easy to use, clear terms and conditions and simple credit card

Been using for about a year. Love the app as it lays out everything simply. Very clear about interest rates and terms. Reviewed on: 21st February 2023

Excellent customer service and care

Excellent customer service and care. Great app easy to use. Easy to make extra payments. Reviewed on: 21st February 2023

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