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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent support and value

This card supplier is excellent providing support and credit to myself in a era of bed credit history being easily gain. Reviewed on: 21st February 2023

Great Product

Good Quality card with excellent Customer Service Reviewed on: 21st February 2023

Trustworthy

Never had one day where I worry being with Zopa Reviewed on: 21st February 2023

Very good

Very good I am glad are very happy good customer service Reviewed on: 21st February 2023

High interest rate

The card looks pretty but the high interest rate is annoying. But I like the affordability feature on the app Reviewed on: 21st February 2023

Very good service

They are helpful for basic need for there customers Reviewed on: 21st February 2023

Amazing credit card company

Easy to use amazing, service from the zopa team, would always recommend, them to orhers Reviewed on: 21st February 2023

Easy and clear

I find the app so easy to use, I like how I am notified immediately and how transparent everything is about zopa! Zopa was recommended to me by my husband and it's definitely my preferred credit card! Reviewed on: 21st February 2023

Best Credit Card bank/company

Zopa has the best products tailored made to suit its customers. There was no stress when I applied for a credit card. Reviewed on: 21st February 2023

Fantastic

Seamless experience in using the credit card Reviewed on: 21st February 2023

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