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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple and manageable

I have been using the zopa credit card for more than a year and I am very happy with it Reviewed on: 21st February 2023

Very easy to use

Like using this card since u bought it Reviewed on: 21st February 2023

Simply the best terms

Highly recommend it I have enjoyed their service for a while now Reviewed on: 21st February 2023

Good service

I have used this servica and it is very helpful and easy to use it Reviewed on: 21st February 2023

Very good service

The best credit card Reviewed on: 21st February 2023

Best cridit card

One of the best cridit cards I have had always tell you when things are changing Reviewed on: 21st February 2023

Excellent

Excellent service, Would definitely recommend zopa to my family and friends Reviewed on: 21st February 2023

Excellent support and value

This card supplier is excellent providing support and credit to myself in a era of bed credit history being easily gain. Reviewed on: 21st February 2023

Great Product

Good Quality card with excellent Customer Service Reviewed on: 21st February 2023

Trustworthy

Never had one day where I worry being with Zopa Reviewed on: 21st February 2023

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