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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I definitely recommend

I definitely recommend is very easy to apply and to access it. No stress and very helpful. Reviewed on: 21st February 2023

Easy to use,

A good experience. Lots of Money saving tips. Reviewed on: 21st February 2023

Simple, friendly, clear and manageable

From the application process to managing your account, it’s a simple, clear and easy manageable service. Reviewed on: 21st February 2023

So easy to use

Always professional Would recommend this card to anyone. Reviewed on: 21st February 2023

Great experience and great app

Great experience applying, easy approval and card arrived in no time. Simple app installation and no issues thus far. Reviewed on: 21st February 2023

Fantastic

Quick response on rhe mobile chat with good service Reviewed on: 21st February 2023

Great Credit Card

I love the fact that Zopa credit card, let you put some of your available credit aside as a safety buffer incase of emergencies. Reviewed on: 21st February 2023

Great card to build your score

Great company to start rebuilding my credit score with useful little tips on the app and little reminders every month . Reviewed on: 21st February 2023

Great card

Easy application process and set up, app is simple to use. Reviewed on: 21st February 2023

excellent

I am very happy with zopa it is very helpful Reviewed on: 21st February 2023

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