Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Haven’t got a bad word! Always been good for me! Definitely would recommend Reviewed on: 21st February 2023

Great company

Such a helpful and customer friendly company.made applying and obtaining my card so easy,easy to set up and great app to keep control of my account.10/10 Reviewed on: 21st February 2023

Easy to process and easy app

Puts you on a small credit limit and the app is so easy to use and easy to pay Reviewed on: 21st February 2023

Great service

But all the time they change interest rate I don’t like it Reviewed on: 21st February 2023

A friendly credit company

This company’s app is easy to use and no fuss Definitely recommend them for this years award Reviewed on: 21st February 2023

Seamless Service from Start to Finish

Easy online application, reasonable interest rates, combined purchases and balance transfer useage, seamless transfers, simple to use app. Reviewed on: 21st February 2023

Simple and straightforward

User friendly and extremely affordable repayments Reviewed on: 21st February 2023

I definitely recommend

I definitely recommend is very easy to apply and to access it. No stress and very helpful. Reviewed on: 21st February 2023

Easy to use,

A good experience. Lots of Money saving tips. Reviewed on: 21st February 2023

Simple, friendly, clear and manageable

From the application process to managing your account, it’s a simple, clear and easy manageable service. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Gold Card
from first direct 4.22 from 9 reviews
Opus Credit Card
from NewDay 4.04 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub