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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great card to build your score

Great company to start rebuilding my credit score with useful little tips on the app and little reminders every month . Reviewed on: 21st February 2023

Great card

Easy application process and set up, app is simple to use. Reviewed on: 21st February 2023

excellent

I am very happy with zopa it is very helpful Reviewed on: 21st February 2023

Great website,great app

Been a Zopa customer for almost 18 months now and I can't recommend them highly enough Great app, easy to use, quick receipt and acknowledgement of transactions so your in total control. Reviewed on: 21st February 2023

Easy and reliable

Easy to set up and use app, keeps you informed in advance about interest Reviewed on: 21st February 2023

Excellent

It was an easy and stress free experience with zopa! Reviewed on: 21st February 2023

Simplicity

Easy to apply, really straightforward, would recommend, 5 star⭐️ Reviewed on: 21st February 2023

Easy to deal with customer friendly

Very easy to deal with, very customer friendly, any problems sorted straight away, helped me sort the app out , very good Reviewed on: 21st February 2023

Satisfied customer

My Zopa experience has been amazing. Excellent customer service. Zopa app is excellent easy to use. Would definitely recommend to my friends. Reviewed on: 21st February 2023

Perfect credit card for credit building

I think it’s amazing for building your credit score and the rates are reasonable Reviewed on: 21st February 2023

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