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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great website,great app

Been a Zopa customer for almost 18 months now and I can't recommend them highly enough Great app, easy to use, quick receipt and acknowledgement of transactions so your in total control. Reviewed on: 21st February 2023

Easy and reliable

Easy to set up and use app, keeps you informed in advance about interest Reviewed on: 21st February 2023

Excellent

It was an easy and stress free experience with zopa! Reviewed on: 21st February 2023

Simplicity

Easy to apply, really straightforward, would recommend, 5 star⭐️ Reviewed on: 21st February 2023

Easy to deal with customer friendly

Very easy to deal with, very customer friendly, any problems sorted straight away, helped me sort the app out , very good Reviewed on: 21st February 2023

Satisfied customer

My Zopa experience has been amazing. Excellent customer service. Zopa app is excellent easy to use. Would definitely recommend to my friends. Reviewed on: 21st February 2023

Perfect credit card for credit building

I think it’s amazing for building your credit score and the rates are reasonable Reviewed on: 21st February 2023

Very helpful

Always happy to help and have great offers and quick to reply Reviewed on: 21st February 2023

Excellent provider

Market beating rates. Exceptional customer service. Highly recommended! Reviewed on: 21st February 2023

Credit card

Best credit card I recommended Zopa Reviewed on: 21st February 2023

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