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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simplicity

Easy to apply, really straightforward, would recommend, 5 star⭐️ Reviewed on: 21st February 2023

Easy to deal with customer friendly

Very easy to deal with, very customer friendly, any problems sorted straight away, helped me sort the app out , very good Reviewed on: 21st February 2023

Satisfied customer

My Zopa experience has been amazing. Excellent customer service. Zopa app is excellent easy to use. Would definitely recommend to my friends. Reviewed on: 21st February 2023

Perfect credit card for credit building

I think it’s amazing for building your credit score and the rates are reasonable Reviewed on: 21st February 2023

Very helpful

Always happy to help and have great offers and quick to reply Reviewed on: 21st February 2023

Excellent provider

Market beating rates. Exceptional customer service. Highly recommended! Reviewed on: 21st February 2023

Credit card

Best credit card I recommended Zopa Reviewed on: 21st February 2023

Exciting new card

Just what the current market needed a fresh approach to credit Reviewed on: 21st February 2023

Excellent

Best credit card provider in market Reviewed on: 21st February 2023

Very happy in deed

Happy and very help full and so easy to use the app and keep track on things I will tell friends and family about it as well Reviewed on: 21st February 2023

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