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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Good credit card provider

They have been reliable and increase my credit allowance quickly Reviewed on: 21st February 2023

Simple and easy to understand

My Zopa card and the app are simple and easy to understand and use. Reviewed on: 21st February 2023

Great company

Excellent company and the app is brilliant Reviewed on: 21st February 2023

Very reliable great customer service

So easy to use and you stay in control buy the updates . Very good credit provider Reviewed on: 21st February 2023

So good

My application and all correspondence has been First Class Very easy app to understand So all round an excellent card to have Reviewed on: 21st February 2023

The Best.

Great experience. I am very happy with the all services. Reviewed on: 21st February 2023

Mobile app

It's very easy and simple to use app making payments are really easy. Reviewed on: 21st February 2023

Easy to apply and use

Applying was very straightforward Reviewed on: 21st February 2023

Amaze balls

Really outstanding and the best on the market Reviewed on: 21st February 2023

Great card, easy to use online banking and a good APR

It’s on the App Store so download and away you go, couldn’t be simpler Reviewed on: 21st February 2023

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