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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very reliable great customer service

So easy to use and you stay in control buy the updates . Very good credit provider Reviewed on: 21st February 2023

So good

My application and all correspondence has been First Class Very easy app to understand So all round an excellent card to have Reviewed on: 21st February 2023

The Best.

Great experience. I am very happy with the all services. Reviewed on: 21st February 2023

Mobile app

It's very easy and simple to use app making payments are really easy. Reviewed on: 21st February 2023

Easy to apply and use

Applying was very straightforward Reviewed on: 21st February 2023

Amaze balls

Really outstanding and the best on the market Reviewed on: 21st February 2023

Great card, easy to use online banking and a good APR

It’s on the App Store so download and away you go, couldn’t be simpler Reviewed on: 21st February 2023

Alternative Solution

Excellent service and efficiency. Reviewed on: 21st February 2023

Good credit card

Very easy to use and the app is fantastic Reviewed on: 21st February 2023

Credit made easy

It was my firstl time to get a credit card and the support from the team made it possible to get the right product for my needs. The team is always available to offer support when needed. Reviewed on: 21st February 2023

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