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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Alternative Solution

Excellent service and efficiency. Reviewed on: 21st February 2023

Good credit card

Very easy to use and the app is fantastic Reviewed on: 21st February 2023

Credit made easy

It was my firstl time to get a credit card and the support from the team made it possible to get the right product for my needs. The team is always available to offer support when needed. Reviewed on: 21st February 2023

Credit card

I never use this card. But I will try this one when I want to do shopping Reviewed on: 21st February 2023

Good service

Good service app good to use never a problem when using Reviewed on: 21st February 2023

Mrs

I like Zopa credit card. Easy and interest is not bad Reviewed on: 21st February 2023

Straight forward & easy to use

Have enjoyed my experience this is far. Nothing negative to say Reviewed on: 21st February 2023

Best credit card

Easy to use Good customer service Reviewed on: 21st February 2023

Fair and frank and friendly

Zopa are as I have stated fair ,frank and friendly.What more do you want Reviewed on: 21st February 2023

Simple, no fuss & low interest credit.

Simple to set up, a better interest rate than my other credit card even with my bad credit score & hassle free! Nice one Zopa Reviewed on: 21st February 2023

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