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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Perfect ! All round service

Brilliant card , excellent app, everything you need is there at the touch of a button , already reccommended to freinds and family … thanks Zopa Reviewed on: 21st February 2023

Easy to access things

Friendly and best to resolve things through customer service desk Reviewed on: 21st February 2023

Easy to use

Was easy to use. Easy application process and arrived promptly. Reviewed on: 21st February 2023

Easy peasy

Easy application process simple to use app. Manageable credit limit. Regular notifications. Spot on!! Reviewed on: 21st February 2023

Efficient and reliable

Honest friendly company caring and efficient Reviewed on: 21st February 2023

Easy to use and pay back

Easy to use credit card, and easy to pay back at a reasonable rate Reviewed on: 21st February 2023

Credit card

Very helpful nothing is to hard sorting things out and advices you on what is best for you Reviewed on: 21st February 2023

Very helyfull

Faster nice helpifull quick make Reviewed on: 21st February 2023

Best card ever

So easy to get and built a credit score and time to time review for increase. Easy and friendly Reviewed on: 21st February 2023

Excellent service

From start to finish Zopa has been a great experience. Application was quick and easy, able to check eligibility first, so no nasty credit checks if you don’t qualify. Interest rate is one of the best and communication is great. To top it all the app is so easy to use, it’s means you’re in control at all times Reviewed on: 21st February 2023

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