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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card

I never use this card. But I will try this one when I want to do shopping Reviewed on: 21st February 2023

Good service

Good service app good to use never a problem when using Reviewed on: 21st February 2023

Mrs

I like Zopa credit card. Easy and interest is not bad Reviewed on: 21st February 2023

Straight forward & easy to use

Have enjoyed my experience this is far. Nothing negative to say Reviewed on: 21st February 2023

Best credit card

Easy to use Good customer service Reviewed on: 21st February 2023

Fair and frank and friendly

Zopa are as I have stated fair ,frank and friendly.What more do you want Reviewed on: 21st February 2023

Simple, no fuss & low interest credit.

Simple to set up, a better interest rate than my other credit card even with my bad credit score & hassle free! Nice one Zopa Reviewed on: 21st February 2023

Perfect ! All round service

Brilliant card , excellent app, everything you need is there at the touch of a button , already reccommended to freinds and family … thanks Zopa Reviewed on: 21st February 2023

Easy to access things

Friendly and best to resolve things through customer service desk Reviewed on: 21st February 2023

Easy to use

Was easy to use. Easy application process and arrived promptly. Reviewed on: 21st February 2023

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