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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Mobile app

It's very easy and simple to use app making payments are really easy. Reviewed on: 21st February 2023

Easy to apply and use

Applying was very straightforward Reviewed on: 21st February 2023

Amaze balls

Really outstanding and the best on the market Reviewed on: 21st February 2023

Great card, easy to use online banking and a good APR

It’s on the App Store so download and away you go, couldn’t be simpler Reviewed on: 21st February 2023

Alternative Solution

Excellent service and efficiency. Reviewed on: 21st February 2023

Good credit card

Very easy to use and the app is fantastic Reviewed on: 21st February 2023

Credit made easy

It was my firstl time to get a credit card and the support from the team made it possible to get the right product for my needs. The team is always available to offer support when needed. Reviewed on: 21st February 2023

Credit card

I never use this card. But I will try this one when I want to do shopping Reviewed on: 21st February 2023

Good service

Good service app good to use never a problem when using Reviewed on: 21st February 2023

Mrs

I like Zopa credit card. Easy and interest is not bad Reviewed on: 21st February 2023

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