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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy peasy

Easy application process simple to use app. Manageable credit limit. Regular notifications. Spot on!! Reviewed on: 21st February 2023

Efficient and reliable

Honest friendly company caring and efficient Reviewed on: 21st February 2023

Easy to use and pay back

Easy to use credit card, and easy to pay back at a reasonable rate Reviewed on: 21st February 2023

Credit card

Very helpful nothing is to hard sorting things out and advices you on what is best for you Reviewed on: 21st February 2023

Very helyfull

Faster nice helpifull quick make Reviewed on: 21st February 2023

Best card ever

So easy to get and built a credit score and time to time review for increase. Easy and friendly Reviewed on: 21st February 2023

Excellent service

From start to finish Zopa has been a great experience. Application was quick and easy, able to check eligibility first, so no nasty credit checks if you don’t qualify. Interest rate is one of the best and communication is great. To top it all the app is so easy to use, it’s means you’re in control at all times Reviewed on: 21st February 2023

Happy with Zopa

In need of cash, Zopa was at your fingertips, with the right offer and interest rate. Everything is clearly and understandably explained in the application. Zopa saves me in need. I recommend to everyone. Reviewed on: 21st February 2023

No hassle

Love my Zopa credit card good rates. No hassle love it. Reviewed on: 21st February 2023

Great service

Have no issue with th your service get update when payment is due also about service u have too offer within your app Reviewed on: 21st February 2023

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