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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Happy with Zopa

5
In need of cash, Zopa was at your fingertips, with the right offer and interest rate. Everything is clearly and understandably explained in the application. Zopa saves me in need. I recommend to everyone. Reviewed on: 21st February 2023
Robert 's avatar
Robert

No hassle

5
Love my Zopa credit card good rates. No hassle love it. Reviewed on: 21st February 2023
Jeanette's avatar
Jeanette

Great service

5
Have no issue with th your service get update when payment is due also about service u have too offer within your app Reviewed on: 21st February 2023
ngb1971@icloud.com's avatar
[email protected]

Consistent helpful company

5
Always there when you need them. Very easy to use app. Easy to contact. Always a positive service Reviewed on: 21st February 2023
Susan Leonard's avatar
Susan Leonard

Top service

5
Helpful app so easy to use and understand Reviewed on: 21st February 2023
wayne downes's avatar
wayne downes

Good Credit Card

4
Good Credit Card. Good rates. Never have any issues with them Reviewed on: 21st February 2023
beckygrunwald20@gmail.com's avatar
[email protected]

Very easy to use app and pay my balance any time instead of being restricted

5
Easy to you and receive all update via my phone Reviewed on: 21st February 2023
Jennifer 's avatar
Jennifer

Quick and easy

5
Fast application process with instant result. Easy to use app and reliable lender Reviewed on: 21st February 2023
Sam's avatar
Sam

Great service

5
Great service with this card highly recommended Reviewed on: 21st February 2023
Jason astbury's avatar
Jason astbury

Excellent

5
Zopa helped me build my credit score and manages my finances better. Reviewed on: 21st February 2023
caroline walker's avatar
caroline walker

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