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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Consistent helpful company

Always there when you need them. Very easy to use app. Easy to contact. Always a positive service Reviewed on: 21st February 2023

Top service

Helpful app so easy to use and understand Reviewed on: 21st February 2023

Good Credit Card

Good Credit Card. Good rates. Never have any issues with them Reviewed on: 21st February 2023

Very easy to use app and pay my balance any time instead of being restricted

Easy to you and receive all update via my phone Reviewed on: 21st February 2023

Quick and easy

Fast application process with instant result. Easy to use app and reliable lender Reviewed on: 21st February 2023

Great service

Great service with this card highly recommended Reviewed on: 21st February 2023

Excellent

Zopa helped me build my credit score and manages my finances better. Reviewed on: 21st February 2023

I love zopa apps

I love zopa apps is excellent its quick and so easy to use and when you make transfer it shows instantly in your balance, I'm happy with zopa thank you Reviewed on: 21st February 2023

Amazing

Excellent service all round. I would recommend to anyone! Perfect, Reviewed on: 21st February 2023

Great bank to do business with

A very fair & understanding bank when encountering problems Reviewed on: 21st February 2023

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