Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44342)

I love zopa apps

5
I love zopa apps is excellent its quick and so easy to use and when you make transfer it shows instantly in your balance, I'm happy with zopa thank you Reviewed on: 21st February 2023
Esther Alade's avatar
Esther Alade

Amazing

5
Excellent service all round. I would recommend to anyone! Perfect, Reviewed on: 21st February 2023
Cheryl Hanley's avatar
Cheryl Hanley

Great bank to do business with

4
A very fair & understanding bank when encountering problems Reviewed on: 21st February 2023
Gordon Webster's avatar
Gordon Webster

Very easy very good very clear

5
Straight forward an a good rate which is brilliant for a credit card Reviewed on: 21st February 2023
Shane Imiela's avatar
Shane Imiela

Amazing

5
I'm seeing improvement of my credit Reviewed on: 21st February 2023
Devine Gavor 's avatar
Devine Gavor

Great provider!

5
I have a personal loan and credit card through Zopa. I’ve never had any problems! Reasonable interest! Highly recommend Reviewed on: 21st February 2023
laura-louise17@hotmail.com's avatar
[email protected]

Helped me get on track

5
I struggled to get any firm credit for a long time due to issues with finances I made as a younger person. Zopa took a chance and I'm thrilled they did! Reviewed on: 21st February 2023
scully1986's avatar
scully1986

Honest

5
Upfront and honest. Only ever offer relevant products that may be if benefit to customers. Reviewed on: 21st February 2023
Ronnie Orr's avatar
Ronnie Orr

Excellent bank

5
Easy to use, friendly knowledgeable staff and quick responses when emailing Reviewed on: 21st February 2023
Darren's avatar
Darren

Excellent Company

5
Excellent customer services who go above and beyond to help. Always keep you updated, first class communication Reviewed on: 21st February 2023
Kim's avatar
Kim

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill