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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very helyfull

Faster nice helpifull quick make Reviewed on: 21st February 2023

Best card ever

So easy to get and built a credit score and time to time review for increase. Easy and friendly Reviewed on: 21st February 2023

Excellent service

From start to finish Zopa has been a great experience. Application was quick and easy, able to check eligibility first, so no nasty credit checks if you don’t qualify. Interest rate is one of the best and communication is great. To top it all the app is so easy to use, it’s means you’re in control at all times Reviewed on: 21st February 2023

Happy with Zopa

In need of cash, Zopa was at your fingertips, with the right offer and interest rate. Everything is clearly and understandably explained in the application. Zopa saves me in need. I recommend to everyone. Reviewed on: 21st February 2023

No hassle

Love my Zopa credit card good rates. No hassle love it. Reviewed on: 21st February 2023

Great service

Have no issue with th your service get update when payment is due also about service u have too offer within your app Reviewed on: 21st February 2023

Consistent helpful company

Always there when you need them. Very easy to use app. Easy to contact. Always a positive service Reviewed on: 21st February 2023

Top service

Helpful app so easy to use and understand Reviewed on: 21st February 2023

Good Credit Card

Good Credit Card. Good rates. Never have any issues with them Reviewed on: 21st February 2023

Very easy to use app and pay my balance any time instead of being restricted

Easy to you and receive all update via my phone Reviewed on: 21st February 2023

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