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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Quick and easy

5
Fast application process with instant result. Easy to use app and reliable lender Reviewed on: 21st February 2023

Great service

5
Great service with this card highly recommended Reviewed on: 21st February 2023

Excellent

5
Zopa helped me build my credit score and manages my finances better. Reviewed on: 21st February 2023

I love zopa apps

5
I love zopa apps is excellent its quick and so easy to use and when you make transfer it shows instantly in your balance, I'm happy with zopa thank you Reviewed on: 21st February 2023

Amazing

5
Excellent service all round. I would recommend to anyone! Perfect, Reviewed on: 21st February 2023

Great bank to do business with

4
A very fair & understanding bank when encountering problems Reviewed on: 21st February 2023

Very easy very good very clear

5
Straight forward an a good rate which is brilliant for a credit card Reviewed on: 21st February 2023

Amazing

5
I'm seeing improvement of my credit Reviewed on: 21st February 2023

Great provider!

5
I have a personal loan and credit card through Zopa. I’ve never had any problems! Reasonable interest! Highly recommend Reviewed on: 21st February 2023

Helped me get on track

5
I struggled to get any firm credit for a long time due to issues with finances I made as a younger person. Zopa took a chance and I'm thrilled they did! Reviewed on: 21st February 2023