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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Good starter

Zopa seem a really fair responsible credit company. Their card and services offer a really good way to manage your access to credit Reviewed on: 21st February 2023

Really helpful

Where there for me when I needed them willing to help and very understanding Reviewed on: 21st February 2023

Very friendly credit card

It’s a very friendly credit card that i am using in my daily life.. perfect !!! Reviewed on: 21st February 2023

Simple

Upto date info with the app allows you to have a credit cushion simple and easy Reviewed on: 21st February 2023

Zopa - instant credit payment updates!

Great credit card with instant credit payment updates! As soon as you make a payment against your bill on the App it updates immediately! Smooth App and really intuitive to use. Reviewed on: 21st February 2023

The card

Good interest rate eat to use app simplicity Reviewed on: 21st February 2023

Great Service

Easy to manage online, prompt and efficient customer service and app easy to use. Reviewed on: 21st February 2023

Great service

Great customer service, great bank. Reviewed on: 21st February 2023

Excellent and epic

Zopa is an easy affordable credit card...I have bad credit so they gave me a limit I could manage and the repayments are manageable Would highly recommend Reviewed on: 21st February 2023

Never had a problem with this company.

Very fair transactions and good customer service Reviewed on: 21st February 2023

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