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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

App is easy to use.

Everything you need is on the app, with fantastic functionality. Had no issues since using, and can make updates quickly and efficiently. Reviewed on: 21st February 2023

Great product, great service

Zopa really do understand the needs of their customers. Easy access to balances, statements. Fully automated repayments, literally I let Zopa do it all. Great service. Reviewed on: 21st February 2023

Easy app

The app is easy to use and understand. You can find all the help and info you need .an easy experience. Reviewed on: 21st February 2023

Good services

I am glad for use Zopa credit card Reviewed on: 21st February 2023

Great

Great credit card app easy to use and when you pay the money goes on the next weeking day would recommend this to my friends and family Reviewed on: 21st February 2023

Great card

Great customer service all round . Reviewed on: 21st February 2023

Best credit card

Zopa I the best credit card I have ever had. Any payments that you make appear on your card straight away, you don’t have to wait 2 days for your payment to clear . The app also tells you everything that you need to know . Reviewed on: 21st February 2023

easy and controllable

I got a Zopa card after looking online and seeing the benefits. its a really easy App to use on my phone to keep an eye on my spending. Reviewed on: 21st February 2023

Amazing company

I have had excellent service with zopa and I'm glad I'm apart of the family. Reviewed on: 21st February 2023

High Rating

I would like Zopa to adopt customer service via telephone conversation. Sometimes it take time to get quick responses via text message Reviewed on: 21st February 2023

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