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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent

Great customer service Low fees and reliable Reviewed on: 21st February 2023

Credit card

So far no problems got my card immediately can draw money immediately!! Helps build my credit score I couldn't be happier Reviewed on: 21st February 2023

Outstanding credit card

Best credit card I’ve had, easy to use app Reviewed on: 21st February 2023

Good starter

Zopa seem a really fair responsible credit company. Their card and services offer a really good way to manage your access to credit Reviewed on: 21st February 2023

Really helpful

Where there for me when I needed them willing to help and very understanding Reviewed on: 21st February 2023

Very friendly credit card

It’s a very friendly credit card that i am using in my daily life.. perfect !!! Reviewed on: 21st February 2023

Simple

Upto date info with the app allows you to have a credit cushion simple and easy Reviewed on: 21st February 2023

Zopa - instant credit payment updates!

Great credit card with instant credit payment updates! As soon as you make a payment against your bill on the App it updates immediately! Smooth App and really intuitive to use. Reviewed on: 21st February 2023

The card

Good interest rate eat to use app simplicity Reviewed on: 21st February 2023

Great Service

Easy to manage online, prompt and efficient customer service and app easy to use. Reviewed on: 21st February 2023

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