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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple

Upto date info with the app allows you to have a credit cushion simple and easy Reviewed on: 21st February 2023

Zopa - instant credit payment updates!

Great credit card with instant credit payment updates! As soon as you make a payment against your bill on the App it updates immediately! Smooth App and really intuitive to use. Reviewed on: 21st February 2023

The card

Good interest rate eat to use app simplicity Reviewed on: 21st February 2023

Great Service

Easy to manage online, prompt and efficient customer service and app easy to use. Reviewed on: 21st February 2023

Great service

Great customer service, great bank. Reviewed on: 21st February 2023

Excellent and epic

Zopa is an easy affordable credit card...I have bad credit so they gave me a limit I could manage and the repayments are manageable Would highly recommend Reviewed on: 21st February 2023

Never had a problem with this company.

Very fair transactions and good customer service Reviewed on: 21st February 2023

App is easy to use.

Everything you need is on the app, with fantastic functionality. Had no issues since using, and can make updates quickly and efficiently. Reviewed on: 21st February 2023

Great product, great service

Zopa really do understand the needs of their customers. Easy access to balances, statements. Fully automated repayments, literally I let Zopa do it all. Great service. Reviewed on: 21st February 2023

Easy app

The app is easy to use and understand. You can find all the help and info you need .an easy experience. Reviewed on: 21st February 2023

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