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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Great product

5
I got my credit card through in days and am very satisfied with the app that manages my account too Reviewed on: 21st February 2023

Best one

5
Zopa gives me the best opportunity to do shopping in stores and on-line Reviewed on: 21st February 2023

Quick, easy efficient

5
Could you ask for more from a card? Reviewed on: 21st February 2023

Outstanding the support you get from zopa

5
I have been a customer of zopa for 2 years and they are by far the best credit provider I have ever dealt with Reviewed on: 21st February 2023

No hassle company.

5
Great experience from set up to date to day management. Account updated immediately when payments made. Very easy to use app. Reviewed on: 21st February 2023

Excellent service

5
Excellent service, excellent quality app to keep track of payments and spending Reviewed on: 21st February 2023

Credit card.

5
Easy to use, Flexible and hassle free Reviewed on: 21st February 2023

Easy and quick

5
I was able to apply and open my Zopa credit card account within minutes, I can pay my bills quick and easy on the app, the only thing I wish they had is the ability to use Apple Pay! Reviewed on: 21st February 2023

Great

5
Easy to apply good Apr rate and easy to use app Reviewed on: 21st February 2023

Best Credit Card

5
Very easy to apply, get your results within minutes. Reviewed on: 21st February 2023

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