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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good services

I am glad for use Zopa credit card Reviewed on: 21st February 2023

Great

Great credit card app easy to use and when you pay the money goes on the next weeking day would recommend this to my friends and family Reviewed on: 21st February 2023

Great card

Great customer service all round . Reviewed on: 21st February 2023

Best credit card

Zopa I the best credit card I have ever had. Any payments that you make appear on your card straight away, you don’t have to wait 2 days for your payment to clear . The app also tells you everything that you need to know . Reviewed on: 21st February 2023

easy and controllable

I got a Zopa card after looking online and seeing the benefits. its a really easy App to use on my phone to keep an eye on my spending. Reviewed on: 21st February 2023

Amazing company

I have had excellent service with zopa and I'm glad I'm apart of the family. Reviewed on: 21st February 2023

High Rating

I would like Zopa to adopt customer service via telephone conversation. Sometimes it take time to get quick responses via text message Reviewed on: 21st February 2023

Great product

I got my credit card through in days and am very satisfied with the app that manages my account too Reviewed on: 21st February 2023

Best one

Zopa gives me the best opportunity to do shopping in stores and on-line Reviewed on: 21st February 2023

Quick, easy efficient

Could you ask for more from a card? Reviewed on: 21st February 2023

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