Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Good card, Great service

Easy to use and the staff are all friendly Reviewed on: 21st February 2023

Great credit provider

Wonderful service from day one of application, great customer service, love the app. Reviewed on: 21st February 2023

Good product and customer service

Good customer service who did everything needed to resolve my queries Reviewed on: 21st February 2023

Alerts on spending and help building better credit

Using zopa has helped me understand where I was going wrong with my credit score helped me to manage credit better and I get alerts with what I have spent which helps me to keep up to date and on track with payments also has my credit score on the app so I can see what my borrowing power and overall credit rating is can't rate zopa enough Reviewed on: 21st February 2023

Simply the best

Easy to use and keep control of your credit Reviewed on: 21st February 2023

Quick response

Quick response and I find the insights very helpful Reviewed on: 21st February 2023

Easy To Use

The app is so easy to navigate and signing up for credit card was easy to. Would definitely recommend to others. Reviewed on: 21st February 2023

Great Help!

They have been really great help, allowing me to work on bettering my credit score! On top if this it is easy to manage and if you are having a hard tome they are very understable and offer ways to help support Reviewed on: 21st February 2023

I like this credit card.

Easy to use and easy to apply for this credit card. Reviewed on: 21st February 2023

Great card that helps with credit score

Easy to use and manage with simple but effective tools. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews
Credit card
from Nationwide 4.05 from 214 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub