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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Great product

Fantastic app and service that allow me to manage balance, make payments and stay in control Reviewed on: 21st February 2023

Happy with service

Very easy to get credit card, good payment options, easy to pay back and increases credit score Reviewed on: 21st February 2023

Fantastic card

This card is really good and the company have made it easy for me to use the card on my phone so I regularly use it for food shopping. Never had a problem with it Reviewed on: 21st February 2023

Reliable credit card

I really like some of the features my card has. I like that through using the app I can pull up the PIN number. The backup feature is wonderful. Being able to put an amount to one side is very beneficial. I have utilised that feature since the day I got the card. Would recommend based on those two features. Reviewed on: 21st February 2023

Easy, Cares, Informative

I love that the online features are intuitive for customer.....general ability! Well done. Reviewed on: 21st February 2023

Seem really good

Love the app and the instant balance once paid Reviewed on: 21st February 2023

First class Zopa

First class service on all floors Top class app Look no further than ZOPA it’s Super !!! Reviewed on: 21st February 2023

Very good and clear

Easy to use and the app is very useful and easy to use Reviewed on: 21st February 2023

Excellent customer service

Great to have weekly updates and a great user friendly app Reviewed on: 21st February 2023

Easy to use

I have my card a few months now from applying to getting the card to use. First quick and easy to apply online. I’ve hardly had an issues I think I have spoken to them once online and the issue was rectified instantly. Would highly recommend! Reviewed on: 21st February 2023

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