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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Efficient and loyal

Easy access app, able to make repayments so easily Reviewed on: 21st February 2023

Great card for poor credit

Easy to do balance transfers. Easy to use app Reviewed on: 21st February 2023

Super convenient

Secure app tells you exactly what you buy and lets you keep track of your balance and payments. Reviewed on: 21st February 2023

Just amazing

The app is easy to use, the rate is good. It dose not take a long time for your deposit to be on your credit card. Transparent. Reviewed on: 21st February 2023

Amazing

Loving this card & have recommended some friends to apply for one. Reviewed on: 21st February 2023

Brilliant

I love the fact there’s money sat there for an emergency Reviewed on: 21st February 2023

Excellent Zopa

Applied for credit card and was granted without any hassle. Reviewed on: 21st February 2023

Excellent

Application process is straightforward and user friendly. Using the app is great and easy to navigate. Customer service are easy to call and helpful. Reviewed on: 21st February 2023

Great product

I've really enjoyed having this card throughout the past few months. The mobile application is very intuitive and professional looking. Having this card has really helped me and my family throughout this tough economic climate Reviewed on: 21st February 2023

Very good

Since I got the card I been using the card very often & enjoying Reviewed on: 21st February 2023

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