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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super convenient

Secure app tells you exactly what you buy and lets you keep track of your balance and payments. Reviewed on: 21st February 2023

Just amazing

The app is easy to use, the rate is good. It dose not take a long time for your deposit to be on your credit card. Transparent. Reviewed on: 21st February 2023

Amazing

Loving this card & have recommended some friends to apply for one. Reviewed on: 21st February 2023

Brilliant

I love the fact there’s money sat there for an emergency Reviewed on: 21st February 2023

Excellent Zopa

Applied for credit card and was granted without any hassle. Reviewed on: 21st February 2023

Excellent

Application process is straightforward and user friendly. Using the app is great and easy to navigate. Customer service are easy to call and helpful. Reviewed on: 21st February 2023

Great product

I've really enjoyed having this card throughout the past few months. The mobile application is very intuitive and professional looking. Having this card has really helped me and my family throughout this tough economic climate Reviewed on: 21st February 2023

Very good

Since I got the card I been using the card very often & enjoying Reviewed on: 21st February 2023

Great experience

Great experience from start and during.. I don’t have the best credit score and I got this to build my score. Just thankful they gave me a chance Reviewed on: 21st February 2023

Easy to use and deal with

Fantastically straight forward app which is phenomenal to use. Have never needed to contact support once. It just works. Reviewed on: 21st February 2023

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