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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent Zopa

Applied for credit card and was granted without any hassle. Reviewed on: 21st February 2023

Excellent

Application process is straightforward and user friendly. Using the app is great and easy to navigate. Customer service are easy to call and helpful. Reviewed on: 21st February 2023

Great product

I've really enjoyed having this card throughout the past few months. The mobile application is very intuitive and professional looking. Having this card has really helped me and my family throughout this tough economic climate Reviewed on: 21st February 2023

Very good

Since I got the card I been using the card very often & enjoying Reviewed on: 21st February 2023

Great experience

Great experience from start and during.. I don’t have the best credit score and I got this to build my score. Just thankful they gave me a chance Reviewed on: 21st February 2023

Easy to use and deal with

Fantastically straight forward app which is phenomenal to use. Have never needed to contact support once. It just works. Reviewed on: 21st February 2023

Good

Good was good experience I’m happy Reviewed on: 21st February 2023

Easy the app is fab

Love the App and card is so easy to pay off and see live limits Reviewed on: 21st February 2023

I am with zopa and have been for some years now and I have not had nothing bad to say about them

I have not had any thing to say about zopa,all the stuff are pleasant and nice to help you Reviewed on: 21st February 2023

Good service

Very good company don't just up limit quicky. So you don't get into more and more debt. Reviewed on: 21st February 2023

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