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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Useful product

easy to use, the possibility to get an increase in the amount credited after a short period of time,transparent information on interest rate and payment deadline. Reviewed on: 21st February 2023

Top credits

Very quick and helpful service as iv had financial difficulties in the past , this card was recommended and would like to continue with this Reviewed on: 21st February 2023

Great service & support team!

No issues at all with Zopa, quite happy with their updates and their great customer service goes a long way!! Reviewed on: 21st February 2023

Amazing customer service

I can’t fault Zopa with their customer service, the ease of use of their app. Keep up the great work Zopa Reviewed on: 21st February 2023

Good honest down to Earth credit provider

Zopa is the best, never mind the rest! Reviewed on: 21st February 2023

Best Fintech

Zopa is the best fintech because of its inclusivity in the financial sector in the UK. Reviewed on: 21st February 2023

Decent bank

Not had a bad not good experience just average Reviewed on: 21st February 2023

Happy

Excelent very happy very good ❤️ Reviewed on: 21st February 2023

Excellent product

An easy application with quick acceptance and plenty of communication to keep me informed. Sensible credit limit and timely reminders when payment is due. Very happy with my card Reviewed on: 21st February 2023

Great company

The initial process is very easy, the apo to manage your money is super easy all in all very happy Reviewed on: 21st February 2023

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