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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service & support team!

No issues at all with Zopa, quite happy with their updates and their great customer service goes a long way!! Reviewed on: 21st February 2023

Amazing customer service

I can’t fault Zopa with their customer service, the ease of use of their app. Keep up the great work Zopa Reviewed on: 21st February 2023

Good honest down to Earth credit provider

Zopa is the best, never mind the rest! Reviewed on: 21st February 2023

Best Fintech

Zopa is the best fintech because of its inclusivity in the financial sector in the UK. Reviewed on: 21st February 2023

Decent bank

Not had a bad not good experience just average Reviewed on: 21st February 2023

Happy

Excelent very happy very good ❤️ Reviewed on: 21st February 2023

Excellent product

An easy application with quick acceptance and plenty of communication to keep me informed. Sensible credit limit and timely reminders when payment is due. Very happy with my card Reviewed on: 21st February 2023

Great company

The initial process is very easy, the apo to manage your money is super easy all in all very happy Reviewed on: 21st February 2023

BEST CREDIT CARD EVER SEEN

It is very helpful card Best customer service I am glad to be part of zopa Reviewed on: 21st February 2023

Good common sense card

I've been using this card for 2 years to get my credit score up which it has. Very good product. Reviewed on: 21st February 2023

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