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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Brilliant

Easy app to use and understand, nice customer service, no hassle. Reviewed on: 21st February 2023

Very reasonable interest rates

Very good rates and affordable repayments plan. Helping me get my credit rating rise. Reviewed on: 21st February 2023

Credit card

Good acceptance Good communication Would recommend Reviewed on: 21st February 2023

Brill service

Can't fault zopa really helped me out Reviewed on: 21st February 2023

Excellent service

Quick and easy to apply and up to date information Reviewed on: 21st February 2023

Friendly and helpful

Amazing company who are very helpful when contacted Reviewed on: 21st February 2023

Very Good Service

Very good customer contact and service with easy to use website Reviewed on: 21st February 2023

Tip top

Zopa credit card is so easy to set up and the app... Set up a budget to pay each month. Reviewed on: 21st February 2023

helpful in difficult situations

helps people with bad credit history Reviewed on: 21st February 2023

Awesome

Never any trouble with zopa my only card would not use any other well done all Reviewed on: 21st February 2023

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