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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

happy

Im very happy with zopa is always helpful to have this cart Reviewed on: 21st February 2023

Ok

Ok Reviewed on: 21st February 2023

Perfect!

Excellent company who make things very clear. In the past I have struggled to understand where my money is up to but with the help of Zopa they have made things very clear and simple to understand and have helped me manage my finances a lot better. I personally think the way they have set out is perfect I would definitely recommend this company for anybody who would like to understand their finances that bit more. They work different to other companies out there that I have had in the past and seems as though they are there to genuinely help you rather than a company putting you in to debt. Thank you for all your help Zopa it’s very much appreciated. Reviewed on: 21st February 2023

Credit

Zopa Credit card actually is the best credit card I could have ever. They do offer more credit every time. Reviewed on: 21st February 2023

Brilliant card

It’s easier to apply for the card online and it has a good online customer service Reviewed on: 21st February 2023

Good company

I have never had any issues with zopa, I have had car finance and a credit card Reviewed on: 21st February 2023

Great service

I’ve had no issues with Zopa. Great app to use and easy to navigate. Reminders of when payments are due and no stress Reviewed on: 21st February 2023

Amazing

Amazing credit card service and great app management Reviewed on: 21st February 2023

Very good with customer service

Helpful and friendly and are always at the end of the phone or on line Reviewed on: 21st February 2023

Brilliant

Easy app to use and understand, nice customer service, no hassle. Reviewed on: 21st February 2023

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