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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very reasonable interest rates

Very good rates and affordable repayments plan. Helping me get my credit rating rise. Reviewed on: 21st February 2023

Credit card

Good acceptance Good communication Would recommend Reviewed on: 21st February 2023

Brill service

Can't fault zopa really helped me out Reviewed on: 21st February 2023

Excellent service

Quick and easy to apply and up to date information Reviewed on: 21st February 2023

Friendly and helpful

Amazing company who are very helpful when contacted Reviewed on: 21st February 2023

Very Good Service

Very good customer contact and service with easy to use website Reviewed on: 21st February 2023

Tip top

Zopa credit card is so easy to set up and the app... Set up a budget to pay each month. Reviewed on: 21st February 2023

helpful in difficult situations

helps people with bad credit history Reviewed on: 21st February 2023

Awesome

Never any trouble with zopa my only card would not use any other well done all Reviewed on: 21st February 2023

Good service

Used Zopa for a while now and they are great, no problems. Reviewed on: 21st February 2023

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