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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Brilliant card

It’s easier to apply for the card online and it has a good online customer service Reviewed on: 21st February 2023

Good company

I have never had any issues with zopa, I have had car finance and a credit card Reviewed on: 21st February 2023

Great service

I’ve had no issues with Zopa. Great app to use and easy to navigate. Reminders of when payments are due and no stress Reviewed on: 21st February 2023

Amazing

Amazing credit card service and great app management Reviewed on: 21st February 2023

Very good with customer service

Helpful and friendly and are always at the end of the phone or on line Reviewed on: 21st February 2023

Brilliant

Easy app to use and understand, nice customer service, no hassle. Reviewed on: 21st February 2023

Very reasonable interest rates

Very good rates and affordable repayments plan. Helping me get my credit rating rise. Reviewed on: 21st February 2023

Credit card

Good acceptance Good communication Would recommend Reviewed on: 21st February 2023

Brill service

Can't fault zopa really helped me out Reviewed on: 21st February 2023

Excellent service

Quick and easy to apply and up to date information Reviewed on: 21st February 2023

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