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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy banking

Nice bank and easy to use app. Everything is one place and accessible. Reviewed on: 21st February 2023

Excellent service and easy to use

Credit card is easy to use due to the app keeping track of everything and keeping’s clear. Highly recommend Reviewed on: 21st February 2023

Great company

Easy to use app and to contact. Very friendly Reviewed on: 21st February 2023

Easy to use

Very easy to use credit card with plenty of communication and support. Reviewed on: 21st February 2023

Outstanding

Absolutely amazing service - would definitely recommend ! And their online tool really help to stop you from overspending! Reviewed on: 21st February 2023

Always the best

Very nice, easy to to manage and consideration is an opportunity for their clients. Reviewed on: 21st February 2023

Excellent!

Very clear and easy to use app, and I love the moving saving tips Reviewed on: 21st February 2023

Fantastic

Everything from application to getting my card and communication through the app and making payments is so on point and easy. Reviewed on: 21st February 2023

Great customer service

Great customer service when needing help with any issues. I had an issue with my app and the advisor talked me through what to do within minutes. Reviewed on: 21st February 2023

Fab fab fab!

Easy app. Great customer service whenever I’ve needed it. Great communications. Reviewed on: 21st February 2023

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