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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Friendly and helpful

Amazing company who are very helpful when contacted Reviewed on: 21st February 2023

Very Good Service

Very good customer contact and service with easy to use website Reviewed on: 21st February 2023

Tip top

Zopa credit card is so easy to set up and the app... Set up a budget to pay each month. Reviewed on: 21st February 2023

helpful in difficult situations

helps people with bad credit history Reviewed on: 21st February 2023

Awesome

Never any trouble with zopa my only card would not use any other well done all Reviewed on: 21st February 2023

Good service

Used Zopa for a while now and they are great, no problems. Reviewed on: 21st February 2023

Easy banking

Nice bank and easy to use app. Everything is one place and accessible. Reviewed on: 21st February 2023

Excellent service and easy to use

Credit card is easy to use due to the app keeping track of everything and keeping’s clear. Highly recommend Reviewed on: 21st February 2023

Great company

Easy to use app and to contact. Very friendly Reviewed on: 21st February 2023

Easy to use

Very easy to use credit card with plenty of communication and support. Reviewed on: 21st February 2023

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