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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great support

Excellent service and support. Really helpful app Reviewed on: 21st February 2023

Great!

Great credit card! Would recommend. Reviewed on: 21st February 2023

Fantastic company

Very good company and very understanding if you can’t afford payments. Always answer any questions quick Reviewed on: 21st February 2023

Zopa outstanding

Brilliant credit card, nice easy app and very knowledgable team when needed. Reviewed on: 21st February 2023

Zopas the best

Great credit card easy repayment app everything made crystal clear wish other cards were as simple as zopa Reviewed on: 21st February 2023

Credit car providers

Great provider of credit when you just need a helping hand in times of financial trouble and strife , easy to use and decision made quickly regarding your current credit history Reviewed on: 21st February 2023

No pressure from Zopa.

I have been with Zopa for nearly two years and in that time they have put no pressure on me either to pay more than l do, or increase the amount of credit that l have and this is very thoughtful. It's very easy for credit companies just to offer more and more credit which, at the end of the day has to be paid back and causes worry and distress to many people. I have had other credit cards who were less than responsible but l will stay with Zopa, they are the best! Reviewed on: 21st February 2023

Taking control

Easy to manage, able to see what you spend and control what you spend it on, always good for that something special Reviewed on: 21st February 2023

Helped me out when I needed it

Very helpful efficient company. I can’t fault them. Reviewed on: 21st February 2023

Best Credit card

Well, it's been so good so far. Easy apps, easy to use, great customer service and ready to upgrade. Reviewed on: 21st February 2023

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