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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Outstanding

Absolutely amazing service - would definitely recommend ! And their online tool really help to stop you from overspending! Reviewed on: 21st February 2023

Always the best

Very nice, easy to to manage and consideration is an opportunity for their clients. Reviewed on: 21st February 2023

Excellent!

Very clear and easy to use app, and I love the moving saving tips Reviewed on: 21st February 2023

Fantastic

Everything from application to getting my card and communication through the app and making payments is so on point and easy. Reviewed on: 21st February 2023

Great customer service

Great customer service when needing help with any issues. I had an issue with my app and the advisor talked me through what to do within minutes. Reviewed on: 21st February 2023

Fab fab fab!

Easy app. Great customer service whenever I’ve needed it. Great communications. Reviewed on: 21st February 2023

Great support

Excellent service and support. Really helpful app Reviewed on: 21st February 2023

Great!

Great credit card! Would recommend. Reviewed on: 21st February 2023

Fantastic company

Very good company and very understanding if you can’t afford payments. Always answer any questions quick Reviewed on: 21st February 2023

Zopa outstanding

Brilliant credit card, nice easy app and very knowledgable team when needed. Reviewed on: 21st February 2023

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