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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Zopas the best

Great credit card easy repayment app everything made crystal clear wish other cards were as simple as zopa Reviewed on: 21st February 2023

Credit car providers

Great provider of credit when you just need a helping hand in times of financial trouble and strife , easy to use and decision made quickly regarding your current credit history Reviewed on: 21st February 2023

No pressure from Zopa.

I have been with Zopa for nearly two years and in that time they have put no pressure on me either to pay more than l do, or increase the amount of credit that l have and this is very thoughtful. It's very easy for credit companies just to offer more and more credit which, at the end of the day has to be paid back and causes worry and distress to many people. I have had other credit cards who were less than responsible but l will stay with Zopa, they are the best! Reviewed on: 21st February 2023

Taking control

Easy to manage, able to see what you spend and control what you spend it on, always good for that something special Reviewed on: 21st February 2023

Helped me out when I needed it

Very helpful efficient company. I can’t fault them. Reviewed on: 21st February 2023

Best Credit card

Well, it's been so good so far. Easy apps, easy to use, great customer service and ready to upgrade. Reviewed on: 21st February 2023

Great service provider

Excellent service Would recommend Reviewed on: 21st February 2023

Excellent service

The app is easy to use. Clear terms and conditions. Reviewed on: 21st February 2023

Great app

Easy to manage online through the app, make payments , etc., Reviewed on: 21st February 2023

Communication

Is very easy and getting hold of something or someone is great wry happy with these Reviewed on: 21st February 2023

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