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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Credit

Best credit card and app so far Reviewed on: 21st February 2023

Quick an easy to use app

No fuss straight forward app easy to use Reviewed on: 21st February 2023

Customer Friendly

What I like most about Zopa is their Customer Friendly Service and their Stress Free App the interest rate is very good and I will highly recommend Zopa to my friends and family. Reviewed on: 21st February 2023

Easy to apply

Good customer service. Card arrived within 5 days. Reviewed on: 21st February 2023

Exactly

App is good. Very easy to use. When u make any payment it credit into your account instantly Reviewed on: 21st February 2023

SIMPLY EASY

Very impressed by this card. Never had any issues with this provider. Simple to register with quick response. Highly recommended. Reviewed on: 21st February 2023

Awesome

Been with zopa for some time now and they are customer friendly and always there to help even if you're struggling financially and that for me is the ultimate... will recommend zopa any day any time. Reviewed on: 21st February 2023

Great card

Easy to use no hassle Easy payments Good balance Reviewed on: 21st February 2023

Excelent

Is very easy to get a zopa card and has excelent service Reviewed on: 21st February 2023

Very good low Apr this is what you need

Nice app easy to do whatever you need to do Reviewed on: 21st February 2023

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