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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service provider

Excellent service Would recommend Reviewed on: 21st February 2023

Excellent service

The app is easy to use. Clear terms and conditions. Reviewed on: 21st February 2023

Great app

Easy to manage online through the app, make payments , etc., Reviewed on: 21st February 2023

Communication

Is very easy and getting hold of something or someone is great wry happy with these Reviewed on: 21st February 2023

Top notch

Quick, simple, good app and most competitive car finance rate that I’m about to use. Reviewed on: 21st February 2023

Zopa star

They help when needed and that's good enough for at list 10 stars Reviewed on: 21st February 2023

Best on Market

Easy flexible card , App fantastic so can see where you are each month Reviewed on: 21st February 2023

Always helpful

There’s nothing more they could do to help manage my money or make it more simple Reviewed on: 21st February 2023

Perfect customer service

Customer service is second to none ,5 stars Reviewed on: 21st February 2023

Credit

Best credit card and app so far Reviewed on: 21st February 2023

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