Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick an easy to use app

No fuss straight forward app easy to use Reviewed on: 21st February 2023

Customer Friendly

What I like most about Zopa is their Customer Friendly Service and their Stress Free App the interest rate is very good and I will highly recommend Zopa to my friends and family. Reviewed on: 21st February 2023

Easy to apply

Good customer service. Card arrived within 5 days. Reviewed on: 21st February 2023

Exactly

App is good. Very easy to use. When u make any payment it credit into your account instantly Reviewed on: 21st February 2023

SIMPLY EASY

Very impressed by this card. Never had any issues with this provider. Simple to register with quick response. Highly recommended. Reviewed on: 21st February 2023

Awesome

Been with zopa for some time now and they are customer friendly and always there to help even if you're struggling financially and that for me is the ultimate... will recommend zopa any day any time. Reviewed on: 21st February 2023

Great card

Easy to use no hassle Easy payments Good balance Reviewed on: 21st February 2023

Excelent

Is very easy to get a zopa card and has excelent service Reviewed on: 21st February 2023

Very good low Apr this is what you need

Nice app easy to do whatever you need to do Reviewed on: 21st February 2023

Nice and easy

I like the app. Notifications every time you use your card. Clear info for paying your bill. Suits me. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.01 from 92 reviews
American Express Credit Card
from American Express 3.78 from 120 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub