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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Nice and easy

I like the app. Notifications every time you use your card. Clear info for paying your bill. Suits me. Reviewed on: 21st February 2023

Good service

Good service, helpful and good structure Reviewed on: 21st February 2023

Zopa credit card helps to salved profits

Was Excellent and very helpful. Essay to salved all your problems and staffs are nice and very w Reviewed on: 21st February 2023

Instant messaging

I love the way you guys get straight back with the spending report and what is left in your account Reviewed on: 21st February 2023

Terrys review

Great Service . Good App informative and easy to use Reviewed on: 21st February 2023

Excellent credit card

Excellent credit card didn't take long to apply and card arrived quickly, and very good interest on minimum payment aswell Reviewed on: 21st February 2023

Super

My experience is because I get notifications as soon as I spend any money and it shows me my balance, which I think is awesome. Reviewed on: 21st February 2023

Excellent card

I've had zopa for a while now and love everything about it 5stars from me Reviewed on: 21st February 2023

Good cards but minimum limit

App is good. Very easy to use. When u make any payment it credit into your account instantly Reviewed on: 21st February 2023

More than just a credit card

A company that helps you save as well as offered credit Reviewed on: 21st February 2023

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