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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Reasonable rate

5
Brilliant and reliable product received Reviewed on: 21st February 2023
Melanie 's avatar
Melanie

Great product

5
Really great app to keep track of my account, was very quick and easy to get a credit card Reviewed on: 21st February 2023
Caroline's avatar
Caroline

Easy application credit card

5
Easy to apply and easy to use, has been so useful for me Reviewed on: 21st February 2023
Stewart Smith's avatar
Stewart Smith

Comes in handy

4
The extra credit has been very helpful for my extra spending during festive period Reviewed on: 21st February 2023
Richmond Addai Manu's avatar
Richmond Addai Manu

Good service

5
Really good app format and credit card. Clear app & easy to use love the borrowing power element and credit advice. Good security would recommend Reviewed on: 21st February 2023
Rajinder sahota's avatar
Rajinder sahota

Brilliant

5
Simple application process very slick and easy to use app and I can’t wait to see what else is in store for me as my credit score improves. Reviewed on: 21st February 2023
Jon K's avatar
Jon K

Easy.

5
Great card, helps you budget effectively with great communication. Reviewed on: 21st February 2023
gavin adair's avatar
gavin adair

Quick and easy

4
I would recommend this company as any issues I have had get resolved very quickly and the online app is super easy to use. Reviewed on: 21st February 2023
bronzantetunis@hotmail.com's avatar
[email protected]

Quick and easy

5
Applied for a credit card as I like the Zopa app for loans. Really quick decision and no hassle. Great stuff Reviewed on: 21st February 2023
Richard Jennings's avatar
Richard Jennings

Best credit card service I have ever used

5
Zopa not only provides a credit card and app that is easy to use, but their interest rates are also very competitive, they are very transparent about their fees and service limitations, offer helpful advice and even provide a service called a credit cushion that allows you to reserve funds within your credit limit, to keep separate for emergencies. Well done Zopa, and thank you Reviewed on: 21st February 2023
Stephen Grinyer's avatar
Stephen Grinyer

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