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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

SIMPLY EASY

Very impressed by this card. Never had any issues with this provider. Simple to register with quick response. Highly recommended. Reviewed on: 21st February 2023

Awesome

Been with zopa for some time now and they are customer friendly and always there to help even if you're struggling financially and that for me is the ultimate... will recommend zopa any day any time. Reviewed on: 21st February 2023

Great card

Easy to use no hassle Easy payments Good balance Reviewed on: 21st February 2023

Excelent

Is very easy to get a zopa card and has excelent service Reviewed on: 21st February 2023

Very good low Apr this is what you need

Nice app easy to do whatever you need to do Reviewed on: 21st February 2023

Nice and easy

I like the app. Notifications every time you use your card. Clear info for paying your bill. Suits me. Reviewed on: 21st February 2023

Good service

Good service, helpful and good structure Reviewed on: 21st February 2023

Zopa credit card helps to salved profits

Was Excellent and very helpful. Essay to salved all your problems and staffs are nice and very w Reviewed on: 21st February 2023

Instant messaging

I love the way you guys get straight back with the spending report and what is left in your account Reviewed on: 21st February 2023

Terrys review

Great Service . Good App informative and easy to use Reviewed on: 21st February 2023

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