Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very convenient

Easy process with overall satisfaction Reviewed on: 21st February 2023

Fast and effective

No one else would accept me, but Zoopa did and they offer so many added extras on their app to help you budget and get back on track! Reviewed on: 21st February 2023

Great customer service

Great customer service. Very easy to speak to someone via phone unlike other card providers Reviewed on: 21st February 2023

Stress free and easy

Zopa has been Brilliant! Easy to use and set up, my credit wasn't that good but they took me on at a low interest rate. Gave me peace of mind and have heloed when times were hard. Great service recommend them. Reviewed on: 21st February 2023

User friendly, simple and transparent

So useful and user friendly, the website makes it easy to manage money online. Clear and transparent process. Reviewed on: 21st February 2023

Fantastic

Easy to get and very helpful. Easy to deal with Reviewed on: 21st February 2023

Best for all

Best for all types of credit customers Reviewed on: 21st February 2023

Really good

Happy really good good service I would definitely recommend Reviewed on: 21st February 2023

Excellent comoany

Easy to set up helpful stay easy to use app Reviewed on: 21st February 2023

App

Easy to use app and alerts for usage Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.20 from 19 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
Everyday spending credit cards
from Halifax 4.07 from 75 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub