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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fast and effective

No one else would accept me, but Zoopa did and they offer so many added extras on their app to help you budget and get back on track! Reviewed on: 21st February 2023

Great customer service

Great customer service. Very easy to speak to someone via phone unlike other card providers Reviewed on: 21st February 2023

Stress free and easy

Zopa has been Brilliant! Easy to use and set up, my credit wasn't that good but they took me on at a low interest rate. Gave me peace of mind and have heloed when times were hard. Great service recommend them. Reviewed on: 21st February 2023

User friendly, simple and transparent

So useful and user friendly, the website makes it easy to manage money online. Clear and transparent process. Reviewed on: 21st February 2023

Fantastic

Easy to get and very helpful. Easy to deal with Reviewed on: 21st February 2023

Best for all

Best for all types of credit customers Reviewed on: 21st February 2023

Really good

Happy really good good service I would definitely recommend Reviewed on: 21st February 2023

Excellent comoany

Easy to set up helpful stay easy to use app Reviewed on: 21st February 2023

App

Easy to use app and alerts for usage Reviewed on: 21st February 2023

Service

Quick and easy application from start to finish, and support throughout Reviewed on: 21st February 2023

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