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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fanstastic Service Great Company

Fantastic service, clear and precise app, great customer service and will always be number one choice going forward 10/10 Reviewed on: 21st February 2023

Easy & Simple

The app is fantastic, easy and simple to use and understand Reviewed on: 21st February 2023

Amazing

They are the best and highly helpful Reviewed on: 21st February 2023

Reliable with great app and communications

Following an emergency with my vehicle, which I rely on highly and having insufficient funds to carry out repairs, a quick questionnaire with Zopa soon resulted in a new credit card which covered my outgoings, this backed up by a very useful app has proved to be a stress free experience. Reviewed on: 21st February 2023

Spot on!

The ease of the app is appealing the way the monitor and support you is exceptional not just giving you what you cannot afford! Reviewed on: 21st February 2023

Highly recommend

Zopa have been brilliant. Using the services is easy and the app makes handling finances easy Reviewed on: 21st February 2023

So far pretty impressed

Was simple and easy to setup and so far not had any problems. Reviewed on: 21st February 2023

Easy to use

Customer service were very quick in responding. Responses were very clear, in terminology I understood. Reviewed on: 21st February 2023

One of the best credit card companies around

I would recommend Zopa to anyone that wants to get a credit card or any type of credit, as I have been using them for quite a while now and I am very happy with how everything works, easy to use and user friendly app, good customer support as well as notifications regarding any important information. Overall very satisfied and happy with Zopa. Reviewed on: 21st February 2023

Good service

All in all a good service of credit provided by Zopa Reviewed on: 21st February 2023

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