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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good service

All in all a good service of credit provided by Zopa Reviewed on: 21st February 2023

Payments

Payments are instant and easy to make Reviewed on: 21st February 2023

Great card

Did what it said on the tin. Helped boost my credit score by having a card Reviewed on: 21st February 2023

East to use

No fuss or bother, good credit limits, good comms Reviewed on: 21st February 2023

Great provider

Zopa have given me the opportunity to help my credit rating Reviewed on: 21st February 2023

Best Credit Card on the Market for Me

Really happy with Zopa, everything is explained in a plain & simple manner that I can understand, the app is excellent for checking your balance, spending etc. In my eyes it's the Best credit card on the market especially for me & wouldn't hesitate to recommend it to friends & family. Reviewed on: 21st February 2023

Easy peasy

A company who cares more about the person rather than the customer. Easy to apply and easy to maintain. Reviewed on: 21st February 2023

Never had any problems

Pretty good credit card, far better than the other low credit score cards Reviewed on: 21st February 2023

Great company best rates.

very satisfied with zopa finicial services. Reviewed on: 21st February 2023

Great company

Easy to use nice card simple app with everything explained!! Reviewed on: 21st February 2023

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