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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Straight forward credit

Easy app, no hassel or hidden charges. Highly recommended Reviewed on: 21st February 2023

Very reasonable

I was pleased to receive a credit card with Zopa it took a while for my credit limit to increase which was a good thing as they want to make sure your payments are affordable Reviewed on: 21st February 2023

Superb service

Excellent application process, good customer service Reviewed on: 21st February 2023

Great service

Great service on credit card! I recommend Reviewed on: 21st February 2023

Great product and app.

Fast and easy application and quick product delivery. The mobile app is fantastic and really easy to use. Reviewed on: 21st February 2023

Jono

I took this out to to help rebuild my credit and found it really easy to keep track off along with the app . I would defo recommend it Reviewed on: 21st February 2023

Excellent in all ways, great communication

No better service, cannot fault. Great service and excellent communication Reviewed on: 21st February 2023

Simple and Easy

Easy to apply for great app available for checking your account and making payments, give it a try I would definitely recommend. Reviewed on: 21st February 2023

Excellent

Excellent service and would highly recommend Reviewed on: 21st February 2023

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