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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Very reasonable

5
I was pleased to receive a credit card with Zopa it took a while for my credit limit to increase which was a good thing as they want to make sure your payments are affordable Reviewed on: 21st February 2023
kerrygrant1973@hotmail.com's avatar
[email protected]

Superb service

5
Excellent application process, good customer service Reviewed on: 21st February 2023
Simon Russell's avatar
Simon Russell

Great service

5
Great service on credit card! I recommend Reviewed on: 21st February 2023
tinoslb86@gmail.com's avatar
[email protected]

Recommended

5
I using Zopa for one year, I have 3-4 credit cards from different companies but zopa is amazing he gives me a reminder when were we needed to pay bill else direct debit also work smooth. Reviewed on: 21st February 2023
Bhautik's avatar
Bhautik

Great product and app.

5
Fast and easy application and quick product delivery. The mobile app is fantastic and really easy to use. Reviewed on: 21st February 2023
ronniebrownplumbers@yahoo.co.uk's avatar
[email protected]

Jono

5
I took this out to to help rebuild my credit and found it really easy to keep track off along with the app . I would defo recommend it Reviewed on: 21st February 2023
Joanne hoare's avatar
Joanne hoare

Excellent in all ways, great communication

5
No better service, cannot fault. Great service and excellent communication Reviewed on: 21st February 2023
John Balaam's avatar
John Balaam

Simple and Easy

5
Easy to apply for great app available for checking your account and making payments, give it a try I would definitely recommend. Reviewed on: 21st February 2023
Peter W Warner's avatar
Peter W Warner

Excellent

5
Excellent service and would highly recommend Reviewed on: 21st February 2023
Tanya Raquet's avatar
Tanya Raquet

Every little helps

5
Perfect card to start building your credit score. Thanks! Reviewed on: 21st February 2023
Rodolfo Rodriguez Gomez (Rudy)'s avatar
Rodolfo Rodriguez Gomez (Rudy)

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