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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Best Credit Card on the Market for Me

5
Really happy with Zopa, everything is explained in a plain & simple manner that I can understand, the app is excellent for checking your balance, spending etc. In my eyes it's the Best credit card on the market especially for me & wouldn't hesitate to recommend it to friends & family. Reviewed on: 21st February 2023
Deborah's avatar
Deborah

Easy peasy

5
A company who cares more about the person rather than the customer. Easy to apply and easy to maintain. Reviewed on: 21st February 2023
wendymclauchlan@hotmail.com's avatar
[email protected]

Never had any problems

5
Pretty good credit card, far better than the other low credit score cards Reviewed on: 21st February 2023
Ska90's avatar
Ska90

Great company best rates.

5
very satisfied with zopa finicial services. Reviewed on: 21st February 2023
zeeshan's avatar
zeeshan

Great company

5
Easy to use nice card simple app with everything explained!! Reviewed on: 21st February 2023
Maria Markova's avatar
Maria Markova

Straight forward credit

5
Easy app, no hassel or hidden charges. Highly recommended Reviewed on: 21st February 2023
William Perrigo's avatar
William Perrigo

Very reasonable

5
I was pleased to receive a credit card with Zopa it took a while for my credit limit to increase which was a good thing as they want to make sure your payments are affordable Reviewed on: 21st February 2023
kerrygrant1973@hotmail.com's avatar
[email protected]

Superb service

5
Excellent application process, good customer service Reviewed on: 21st February 2023
Simon Russell's avatar
Simon Russell

Great service

5
Great service on credit card! I recommend Reviewed on: 21st February 2023
tinoslb86@gmail.com's avatar
[email protected]

Recommended

5
I using Zopa for one year, I have 3-4 credit cards from different companies but zopa is amazing he gives me a reminder when were we needed to pay bill else direct debit also work smooth. Reviewed on: 21st February 2023
Bhautik's avatar
Bhautik

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