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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Fantastic

A great credit card So easy to sign up, really quick updating your payment, practically see the amount paid straight back on your app. And the app is so user friendly. Love it Reviewed on: 21st February 2023

Great service

Good service , easy to apply , straight forward app and easy to keep track of ur spending Reviewed on: 21st February 2023

Great company

No hassle credit card, easy to manage on the app, would recommend to anyone Reviewed on: 21st February 2023

Zopa credit card

Brilliant card, good interest rates never had an issues at all! 10/10 Reviewed on: 21st February 2023

Great credit card

This card is very good and the repayments are easy to manage also the app is very easy to use Reviewed on: 21st February 2023

Brilliant

A great company who help you in your time of need. Reviewed on: 21st February 2023

Fast effective apply. Fast effective response

New card arrived swiftly. Applied with no hassle. Fast efficiency and quick response if any problems. Reviewed on: 21st February 2023

Easy to work with and a pure delight

Need som exter cash and zopa was there to help out Reviewed on: 21st February 2023

Happy Customer

Using Zopa has been very helpful and really great. Highly recommended Reviewed on: 21st February 2023

Fantastic card

Great card and finance options and interest is very reasonable too Reviewed on: 21st February 2023

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