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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Good service , easy to apply , straight forward app and easy to keep track of ur spending Reviewed on: 21st February 2023

Great company

No hassle credit card, easy to manage on the app, would recommend to anyone Reviewed on: 21st February 2023

Zopa credit card

Brilliant card, good interest rates never had an issues at all! 10/10 Reviewed on: 21st February 2023

Great credit card

This card is very good and the repayments are easy to manage also the app is very easy to use Reviewed on: 21st February 2023

Brilliant

A great company who help you in your time of need. Reviewed on: 21st February 2023

Fast effective apply. Fast effective response

New card arrived swiftly. Applied with no hassle. Fast efficiency and quick response if any problems. Reviewed on: 21st February 2023

Easy to work with and a pure delight

Need som exter cash and zopa was there to help out Reviewed on: 21st February 2023

Happy Customer

Using Zopa has been very helpful and really great. Highly recommended Reviewed on: 21st February 2023

Fantastic card

Great card and finance options and interest is very reasonable too Reviewed on: 21st February 2023

The app so easy to use

By using the app, it's so easy to keep an eye on your spending. Reviewed on: 21st February 2023

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