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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great provider

Zopa have given me the opportunity to help my credit rating Reviewed on: 21st February 2023

Best Credit Card on the Market for Me

Really happy with Zopa, everything is explained in a plain & simple manner that I can understand, the app is excellent for checking your balance, spending etc. In my eyes it's the Best credit card on the market especially for me & wouldn't hesitate to recommend it to friends & family. Reviewed on: 21st February 2023

Easy peasy

A company who cares more about the person rather than the customer. Easy to apply and easy to maintain. Reviewed on: 21st February 2023

Never had any problems

Pretty good credit card, far better than the other low credit score cards Reviewed on: 21st February 2023

Great company best rates.

very satisfied with zopa finicial services. Reviewed on: 21st February 2023

Great company

Easy to use nice card simple app with everything explained!! Reviewed on: 21st February 2023

Straight forward credit

Easy app, no hassel or hidden charges. Highly recommended Reviewed on: 21st February 2023

Very reasonable

I was pleased to receive a credit card with Zopa it took a while for my credit limit to increase which was a good thing as they want to make sure your payments are affordable Reviewed on: 21st February 2023

Superb service

Excellent application process, good customer service Reviewed on: 21st February 2023

Great service

Great service on credit card! I recommend Reviewed on: 21st February 2023

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