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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Amazing

5
Fabulous to have as a back up being a single parent to two children. Especially now when the cost off everything has gone up Reviewed on: 21st February 2023
Becky 's avatar
Becky

Amazing

5
It’s amazing I can spend money and pay it back with interest Reviewed on: 21st February 2023
Rob's avatar
Rob

Great company super rates

4
Very professional easy to apply and have an online interactive portal Reviewed on: 21st February 2023
raha vlogs's avatar
raha vlogs

Quality service

5
Their service is like that of speed of light. Fast without glitches. Reviewed on: 21st February 2023
Lara Ologbenla's avatar
Lara Ologbenla

The best credit card of uk

5
Zopa is the best credit card I have ever used. The app is very user friendly. The Interest rate is way to less when compared to other cards. Its one of the best for the people of uk Reviewed on: 21st February 2023
furqan ahmed's avatar
furqan ahmed

Easy peasy, nice app too

5
Honestly, easy to apply, easy to manage, very useful app. Reviewed on: 21st February 2023
Ice Paddington's avatar
Ice Paddington

Perfect

5
Easy and clear to use app. Never had any problems. Reviewed on: 21st February 2023
Mark B's avatar
Mark B

Zopa credit card

5
The zopa credit card is extremely easy to use, you can do everything you need in the app Reviewed on: 21st February 2023
bradleykilner@hotmail.co.uk's avatar
[email protected]

Great product

5
Really easy to use, super helpful staff, really good card and app is perfect Reviewed on: 21st February 2023
Tom's avatar
Tom

Easy to manage

4
Really easy to use app, I feel my card is protected. I’ve been really happy so far and like the savings option Reviewed on: 21st February 2023
Emma's avatar
Emma

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