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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Hassle free service

Zopa have been absolutely fabulous from the moment I applied everything has been so easy and the app is fantastic perfect way to keep track of my spending 100% recommended Reviewed on: 21st February 2023

A friendly and considerate company

Good communication with friendly and reliable approach. Reviewed on: 21st February 2023

East to understand and use

Very good, easy to use helpful staff Reviewed on: 21st February 2023

Fast, Friendly and Simple

From application through to managing my account, everything was easy, clear and very user friendly. Definitely recommended Reviewed on: 21st February 2023

Great card so far

Only been with Zopa a short while but think it’s brilliant love the app has great features which allows you to keep in charge of spending and repaying alerts me straight away when the card has been used Iv had no issues with it think they are a great company overall Reviewed on: 21st February 2023

Credit card

Excellent service and easy to use the service. I will recommend anyone to explore that Zopa credit card. Thanks Reviewed on: 21st February 2023

Very good

Good experience all round highly recommend Reviewed on: 21st February 2023

Excellent company highly recommend

Excellent service, very good experience with company highly recommended. Reviewed on: 21st February 2023

REALLY easy and simple to get started

We needed a credit card to improve our score and help out with the day to day surprises that we don't typically have a back up for! So we were delighted to be accepted and the app is perfect for us to check balances and spend on the go! Reviewed on: 21st February 2023

Star

It's simple to use and affordable to pay back Reviewed on: 21st February 2023

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