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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

User friendly

Zopa provides you with easily accessible information and also provides you with information on your borrowing power and other products. Easy to pay back ans nothing is a surprise! Reviewed on: 21st February 2023

Would definitely recommend

I find it so easy to use and the app is great and simple to use all round would definitely recommend Reviewed on: 21st February 2023

Very goid

Very good app updates quickly easy to use and never no problems with my card highly recommend Reviewed on: 21st February 2023

Best Card and Service Provider

Fantastic service and easy to use app Reviewed on: 21st February 2023

Excellent !!

Easy to apply , nice looking card and very straight forward , would highly recommend Reviewed on: 21st February 2023

Right choice

I was choosing a credit card as I hadn’t had one for years and wished to improve my credit. I find this card efficient and fair with good warnings etc Reviewed on: 21st February 2023

Credit card

Never had a problem with them and they have good conditions and right information to any questions Reviewed on: 21st February 2023

Great

Really enjoy using the Zopa card Reviewed on: 21st February 2023

Easy to use

Very good to manage your spending Reviewed on: 21st February 2023

Hassle free service

Zopa have been absolutely fabulous from the moment I applied everything has been so easy and the app is fantastic perfect way to keep track of my spending 100% recommended Reviewed on: 21st February 2023

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