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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy peasy, nice app too

Honestly, easy to apply, easy to manage, very useful app. Reviewed on: 21st February 2023

Perfect

Easy and clear to use app. Never had any problems. Reviewed on: 21st February 2023

Zopa credit card

The zopa credit card is extremely easy to use, you can do everything you need in the app Reviewed on: 21st February 2023

Great product

Really easy to use, super helpful staff, really good card and app is perfect Reviewed on: 21st February 2023

Easy to manage

Really easy to use app, I feel my card is protected. I’ve been really happy so far and like the savings option Reviewed on: 21st February 2023

BRILL

REALLY GOOD CREDIT CARD, DONT LEAVE HOME WITHOUT ONE!!! Reviewed on: 21st February 2023

Superb

Excellent App! All round great card to have Reviewed on: 21st February 2023

10

Best company in the world. I very like Reviewed on: 21st February 2023

Great application, Easy to use App

Great application process. Frequent communication and opportunity to increase credit limit for more financial flexibility. All accessed on an easy to use app. Reviewed on: 21st February 2023

Great card

Good interest rates, really helpful on the phone when I had to ring them Reviewed on: 21st February 2023

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