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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44353)

Good

5
Zopa is a good company approved my request when no other company did Reviewed on: 21st February 2023
Ali Nematollahi's avatar
Ali Nematollahi

Easy process

5
Very easy application, amazing app for you to keep up with payments and manage your spend. Would highly recommend Zopa Reviewed on: 21st February 2023
ellenkeeton6270@outlook.com's avatar
[email protected]

Super card and easy app to navigate.!

5
So easy to use there app unlike other credit cards I have, you can easily see when u have to pay, download your statements, check your pin if you’ve forgot. the team are friendly and helpful..I would definitely recommend Zopa to friends and family.! Reviewed on: 21st February 2023
Dani's avatar
Dani

Great company

5
Helpfull good customer service would recommend to friends and family Reviewed on: 21st February 2023
Leonard Norman's avatar
Leonard Norman

Excellent Service

5
Brilliant Brilliant Brilliant Reviewed on: 21st February 2023
Anthony Parr's avatar
Anthony Parr

Great Card

4
Easy to apply and access account. Received promptly and was able to use immediately. App is easy to use. Would highly recommend compared to other Credit Cards i have used in the past. Reviewed on: 21st February 2023
EBlack's avatar
EBlack

Bad credit

5
I was made bankrupt but was given a chance by Zopa Reviewed on: 21st February 2023
Craig's avatar
Craig

Great bank helpful quick & efficient

5
Easy banking always know transactions straight away Reviewed on: 21st February 2023
Anthony Higgins 's avatar
Anthony Higgins

Good company

5
Amazing company with good customer service ,helpful and treat customer with dignity and respect Reviewed on: 21st February 2023
Assronon Gouhere 's avatar
Assronon Gouhere

Great Card

5
Good Credit Card, especially if you have no credit history/bad credit. straight forward app and helpful with any questions or issues. Reviewed on: 21st February 2023
Ollie's avatar
Ollie

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