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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Quality service

Their service is like that of speed of light. Fast without glitches. Reviewed on: 21st February 2023

The best credit card of uk

Zopa is the best credit card I have ever used. The app is very user friendly. The Interest rate is way to less when compared to other cards. Its one of the best for the people of uk Reviewed on: 21st February 2023

Easy peasy, nice app too

Honestly, easy to apply, easy to manage, very useful app. Reviewed on: 21st February 2023

Perfect

Easy and clear to use app. Never had any problems. Reviewed on: 21st February 2023

Zopa credit card

The zopa credit card is extremely easy to use, you can do everything you need in the app Reviewed on: 21st February 2023

Great product

Really easy to use, super helpful staff, really good card and app is perfect Reviewed on: 21st February 2023

Easy to manage

Really easy to use app, I feel my card is protected. I’ve been really happy so far and like the savings option Reviewed on: 21st February 2023

BRILL

REALLY GOOD CREDIT CARD, DONT LEAVE HOME WITHOUT ONE!!! Reviewed on: 21st February 2023

Superb

Excellent App! All round great card to have Reviewed on: 21st February 2023

10

Best company in the world. I very like Reviewed on: 21st February 2023

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